San Diego County First-Time Homebuyer Program — Moderate Income

About This Program

San Diego County's Moderate-Income First-Time Homebuyer Program (administered by SDHC) provides deferred loans of up to 17% of the purchase price at 3% simple interest for households earning 80–120% AMI. The program covers unincorporated County and participating cities with a minimum 3% down payment requirement.

Income 80–120% AMI; first-time buyer; minimum 3% down payment; must complete homebuyer education

Key Details

• Funds currently available — active program
• Income 80–120% AMI; minimum 3% down payment
• Deferred loan — no payments until sale or refinance
• Covers unincorporated County and participating cities
• Must complete homebuyer education course

How to Apply

Deadline: Rolling