San Diego County / San Diego Housing Commission (SDHC)
San Diego County's Moderate-Income First-Time Homebuyer Program (administered by SDHC) provides deferred loans of up to 17% of the purchase price at 3% simple interest for households earning 80-120% AMI. The program covers unincorporated County and participating cities with a minimum 3% down payment requirement.
Income 80-120% AMI; first-time buyer; minimum 3% down payment; must complete homebuyer education
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs