U.S. Department of Housing & Urban Development
Single mortgage combining home purchase (or refinance) with renovation costs. Standard 203(k) for major renovations; Limited 203(k) for improvements up to $35,000. Minimum 3.5% down payment.
Combines purchase + renovation in one FHA loan; 3.5% down; Limited version caps at $35K in repairs
Deadline: Ongoing, through approved lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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