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FHA 203(k) Rehabilitation Mortgage

U.S. Department of Housing & Urban Development

open federal

About This Program

Single mortgage combining home purchase (or refinance) with renovation costs. Standard 203(k) for major renovations; Limited 203(k) for improvements up to $35,000. Minimum 3.5% down payment.

Combines purchase + renovation in one FHA loan; 3.5% down; Limited version caps at $35K in repairs

Key Details

  • Single mortgage for purchase + renovation combined
  • Standard: major rehab; Limited: up to $35,000 in repairs
  • Only 3.5% down payment required
  • 2026 Greene County loan limit: $541,287
  • Apply through FHA-approved lenders

How to Apply

Visit Official Program Page

800-225-5342

Deadline: Ongoing — through approved lenders

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