MassHousing Get the Lead Out (GTLO) Loan Program
MassHousing, Massachusetts Housing Finance Agency
About This Program
The Grant Map catalogs MassHousing Get the Lead Out (GTLO) Loan Program in its Boston, MA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The Get the Lead Out program provides low-interest loans ($30,000-$45,000 depending on unit count) for lead paint abatement in Massachusetts owner-occupied and rental properties. Owner-occupants receive 0% interest deferred loans paid back only on sale or refinance. Investor loans carry a 3% interest rate amortized over 5-15 years. MassHousing covers title search, inspection, and closing costs since 2017.
0% deferred for owner-occupants; 3% amortizing for investors. Max $30,000-$45,000 by property type. MassHousing pays closing costs. Apply via local rehab agency.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Boston, MA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Boston HomeWorks Green Loan Program Up to $70,000
- Boston HomeWorks Home Equity Loan Program (HomeWorks HELP) Up to $50,000 (3-4 family)
- Boston Senior Home Repair Loan 0% deferred loan; amount based on necessary work
- Boston Seniors Save Program Up to $12,000 grant
Key Details
- 0% interest deferred loan for owner-occupants, repaid only on sale or refinance
- Investor loans at 3% interest, 5-15 year amortization
- Up to $30,000-$45,000 depending on property type
- MassHousing pays title search, inspection, and closing costs
- Apply through a participating local rehabilitation agency at masshousing.com
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Boston.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, through participating local rehabilitation agencies
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What amount is listed for MassHousing Get the Lead Out (GTLO) Loan Program in Boston, MA?
The Grant Map record states: Up to $45,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for MassHousing Get the Lead Out (GTLO) Loan Program in Boston?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for MassHousing Get the Lead Out (GTLO) Loan Program in Boston, MA?
Confirm the application route directly with MassHousing, Massachusetts Housing Finance Agency; use the cited source on this page as a starting point or call 617-854-1000. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Boston, MA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs