MassHousing Get the Lead Out (GTLO) Loan Program

About This Program

The Get the Lead Out program provides low-interest loans ($30,000–$45,000 depending on unit count) for lead paint abatement in Massachusetts owner-occupied and rental properties. Owner-occupants receive 0% interest deferred loans paid back only on sale or refinance. Investor loans carry a 3% interest rate amortized over 5–15 years. MassHousing covers title search, inspection, and closing costs since 2017.

0% deferred for owner-occupants; 3% amortizing for investors. Max $30,000–$45,000 by property type. MassHousing pays closing costs. Apply via local rehab agency.

Key Details

• 0% interest deferred loan for owner-occupants — repaid only on sale or refinance
• Investor loans at 3% interest, 5–15 year amortization
• Up to $30,000–$45,000 depending on property type
• MassHousing pays title search, inspection, and closing costs
• Apply through a participating local rehabilitation agency at masshousing.com

How to Apply

Deadline: Rolling — through participating local rehabilitation agencies