MassHousing Mortgage with Down Payment Assistance

About This Program

MassHousing offers below-market-rate mortgages with down payment assistance of up to $30,000 for first-time and repeat buyers meeting income limits. The program does not require private mortgage insurance (PMI) for loans with low down payments. Income limits vary by city — Boston limits can reach $153,900 depending on household size. A homebuyer education course is required.

DPA up to $30,000; no PMI on qualifying loans. Income limits vary by location and household size (up to $153,900 in Boston area). Homebuyer education required.

Key Details

• Up to $30,000 in down payment assistance with a MassHousing mortgage
• No private mortgage insurance (PMI) on qualifying loans
• Income limits up to ~$153,900 depending on household size and location
• Available to first-time and repeat buyers who meet income requirements
• Contact MassHousing at 617-854-1000 or masshousing.com/homebuyers

How to Apply

Deadline: Rolling — through participating lenders statewide