MassHousing Mortgage with Down Payment Assistance

MassHousing, Massachusetts Housing Finance Agency

Active Home Repair

About This Program

MassHousing offers below-market-rate mortgages with down payment assistance of up to $30,000 for first-time and repeat buyers meeting income limits. The program does not require private mortgage insurance (PMI) for loans with low down payments. Income limits vary by city, Boston limits can reach $153,900 depending on household size. A homebuyer education course is required.

DPA up to $30,000; no PMI on qualifying loans. Income limits vary by location and household size (up to $153,900 in Boston area). Homebuyer education required.

Key Details

  • Up to $30,000 in down payment assistance with a MassHousing mortgage
  • No private mortgage insurance (PMI) on qualifying loans
  • Income limits up to ~$153,900 depending on household size and location
  • Available to first-time and repeat buyers who meet income requirements
  • Contact MassHousing at 617-854-1000 or masshousing.com/homebuyers

How to Apply

Visit Official Program Page Track this program

617-854-1000

Deadline: Rolling, through participating lenders statewide

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