Find grants, rebates, forgivable loans, and free programs for Grand Rapids, MI, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Grand Rapids, MI, with individual awards up to $806,500. 15 programs target seniors, 4 serve veterans, and 13 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 22 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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The City of Grand Rapids Housing Rehabilitation Program offers affordable loans of $1,000-$24,000 for home repairs addre...
Kent County's Minor Home Repair Program partners with Home Repair Services of Kent County to provide grant-based assista...
Kent County's Moderate Home Repair Program addresses extensive repairs costing over $10,000, including furnace replaceme...
Home Repair Services of Kent County is a nonprofit providing income-based home repair assistance, accessibility modifica...
ICCF Community Homes is a Grand Rapids nonprofit offering rental housing, homeownership programs, and an emergency housi...
Consumers Energy offers rebates for qualifying home energy efficiency improvements to single-family homeowners. Eligible...
Michigan's Home Energy Rebates program (MiHER) is backed by $211M in IRA federal funding and offers up to $34,000 in com...
Michigan's Weatherization Assistance Program provides free energy-efficiency improvements to income-eligible households ...
Habitat for Humanity of Kent County provides home repair assistance to low-income homeowners in Grand Rapids and Kent Co...
Michigan's Homestead Property Tax Credit is a refundable state income tax credit worth up to $1,900 for homeowners and r...
Michigan law provides a full property tax exemption on the primary residence for disabled veterans who were honorably di...
The VA's Specially Adapted Housing (SAH) grant provides up to $126,526 to veterans with qualifying service-connected dis...
The FHA 203(k) loan allows homebuyers and homeowners to finance purchase or refinance and renovation costs in a single F...
Michigan's LIHEAP/MEAP program provides financial assistance for heating bills and energy crisis situations to income-el...
VITA offers free federal and state tax preparation in Grand Rapids through the Kent County Tax Credit Coalition (KCTCC),...
USDA Section 504 provides home repair loans up to $40,000 at 1% fixed interest over 20 years to very-low-income rural ho...
MSHDA's Neighborhood Enhancement Program provides grant funding to nonprofits like ICCF Community Homes to perform energ...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
West Michigan Works! serves Grand Rapids and the surrounding west Michigan region with WIOA-funded Individual Training A...
Grand Rapids-area small businesses are served by the SBA Michigan District Office through the Microloan Program, 7(a) lo...
The Right Place, Inc. is West Michigan's leading economic development organization, providing business financing, site s...
Grand Rapids homeowners served by Consumers Energy can combine the 30% federal Solar ITC with the SolarCurrents program,...
Michigan's Child Development and Care (CDC) Program provides subsidized child care to eligible low-income families. Pare...
Kent County and community partners operate Head Start and Early Head Start programs in Grand Rapids. These federally fun...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Grand Rapids, including City of Grand Rapids Housing Rehabilitation Program, Kent County Minor Home Repair Program, Kent County Moderate Home Repair Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Grand Rapids, 22 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.