Arizona HOME Program Owner-Occupied Rehab

About This Program

Arizona's HOME Investment Partnership Program funds owner-occupied rehabilitation through ADOH and local subgrantees including the City of Tucson. HOME funds are used to bring homes up to code and address health, safety, and structural deficiencies. Assistance is typically structured as a deferred forgivable loan with an affordability period. Contact ADOH or local subgrantees for current availability.

Deferred forgivable loan at 0% interest; forgiven after affordability period (typically 5–15 years) depending on amount. Sale or title transfer triggers prorated repayment.

Key Details

• Income at or below 80% AMI (~$76,900 for family of 4 in Pima County)
• Must own and occupy home as primary residence
• Structured as 0% deferred forgivable loan
• Forgiven after affordability period; prorated repayment on sale
• Arizona Dept. of Housing: 602-771-1000

How to Apply

Deadline: Rolling