DC Housing Finance Agency (DCHFA)
DCHFA's DC Open Doors program provides deferred subordinate loans for down payment and closing costs to first-time and repeat homebuyers purchasing in DC. When paired with an FHA 203(k) or similar rehabilitation loan, the program effectively supports home purchase plus renovation financing. Income limits apply and the home must be in DC. DCHFA does not provide standalone home repair grants but connects buyers to paired rehab loan products.
Down payment assistance on a $400,000 loan at 3.5% = $14,000.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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