Home Purchase Assistance Program (HPAP)

DC Dept. of Housing & Community Development (DHCD)

Active Home Repair

About This Program

DHCD's HPAP provides deferred-payment gap financing loans and closing cost assistance to first-time, low-to-moderate income homebuyers in DC. FY26 maximum is $202,000 in gap financing plus $4,000 in closing cost assistance. When combined with an FHA 203(k) or SFRRP, HPAP can be part of a comprehensive strategy to purchase and rehabilitate an existing DC home. Repayment is deferred until sale, transfer, or refinancing.

Using FY26 published maximums: $202,000 + $4,000 = $206,000.

Key Details

  • Up to $202,000 gap financing + $4,000 closing costs (FY26)
  • Deferred repayment, due at sale, transfer, or refi
  • First-time homebuyer; low-to-moderate income required
  • Pairs with 203(k) for purchase-plus-rehab strategy
  • Apply through a DHCD-approved homeownership CBO

How to Apply

Visit Official Program Page Track this program

(202) 442-7200

Deadline: Rolling, FY26 funds available

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