Find grants, rebates, forgivable loans, and free programs for Pittsburgh, PA, filtered to your situation.
As of June 2026, 51 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pittsburgh, PA, with individual awards up to $541,287. 13 programs target seniors, 7 serve veterans, and 20 require no income limit.
Data last verified 2026-04-01. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 33 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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Grants up to $35,000 for home rehab and improvement. Must address City code violations first. Priority for households at...
Up to $90,000 in grant funding for purchase of a home within Pittsburgh city limits. Funded by a $15.625M ARPA allocatio...
0% interest deferred second mortgage for first-time homebuyers in Pittsburgh. Up to $7,500 if below 80% AMI (5-year defe...
Grants for homeowners with permanent disabilities to make accessibility modifications. Up to $15,000 for single-unit hom...
Matching grant for modifications to front and side facades, including windows, doors, siding, and exterior improvements....
One-time or short-term assistance for households facing a temporary housing crisis. Covers rent/mortgage arrears, utilit...
CDBG-funded 0% fixed interest rate loans for up to 20 years for homeowners in the City of Pittsburgh earning up to $99,9...
Two loan tiers: Emergency/Priority at 0% interest up to $10,000 (furnace, roof, gas/sewer lines); General Improvement at...
Free lead risk assessments plus up to $12,000 of lead abatement services including repainting lead-painted surfaces, win...
Free insulation, air sealing, furnace repair/replacement, and energy efficiency upgrades for households at or below 200%...
Two IRA-funded programs: HOMES (whole-home efficiency retrofits) and HEAR (appliance/electrification rebates). Low-incom...
Rebates on ENERGY STAR products: AC, dehumidifiers, heat pumps ($200), furnaces, insulation, water heaters, smart thermo...
Free energy audits, insulation, furnace repairs or replacements, water heater upgrades, weatherstripping, health and saf...
Free weatherization including insulation, caulking, weatherstripping, hot water improvements, heating system retrofits f...
Free furnace and gas service line repair or replacement for Peoples Gas customers at or below 200% FPL. Covers both home...
Cash grant to help pay heating bills. $200-$1,000 based on household size, income, and fuel type. Income at or below 150...
1% fixed APR loan for energy efficiency improvements. $1,000-$10,000 over 10 years. Income limit 80% AMI. Covers air sea...
0% interest second mortgage for accessibility modifications when purchasing a home. $1,000-$10,000. For homebuyers with ...
No-interest second mortgage up to $10,000 for down payment and closing costs. Forgiven 20% per year over 5 years if home...
0% interest 10-year second mortgage for down payment and closing costs. Up to 4% of purchase price or $6,000 (whichever ...
Below-market loans for septic system repair/replacement or first-time public sewer connection. Up to $25,000 at 1.75-2.8...
Critical home repairs for income-qualified homeowners in Allegheny County (below 80% AMI). Repairs include furnace work,...
Free comprehensive home repairs for low-income homeowners in Allegheny County (below 80% AMI). Single-family homes only,...
CDFI offering affordable down payment and closing cost assistance loans, homebuyer education, and post-purchase counseli...
ACTION-Housing is the primary intake partner for Pittsburgh's largest home repair programs, administering URA Homeowner ...
When funded, provides up to $50,000 per household for comprehensive home repairs. Allegheny County previously received $...
For veterans with permanent total service-connected disability. Funds to buy, build, or modify a home for wheelchair acc...
For veterans with certain service-connected disabilities (blindness, loss of use of both hands). Up to $25,350 in FY2026...
Most accessible VA grant, available for any service-connected disability. Up to $6,800 lifetime for medically necessary ...
FHA-insured home improvement loans up to $25,000. No equity required, unsecured up to $7,500 (signature only). Good cred...
Combines purchase price and renovation costs in one FHA-insured mortgage. Limited 203(k) covers non-structural repairs u...
30% federal tax credit on solar panels, battery storage, geothermal heat pumps, and solar water heaters. No annual dolla...
Emergency component of LIHEAP for households facing immediate shutoff or heating failure. Available within the LIHEAP pr...
Connects Allegheny County residents 60+ to home modification assistance, minor repairs, and independent living services....
One-time grant up to $500 toward Duquesne Light electric bills for income-qualified customers at or below 200% FPL. Must...
Free tax preparation to ensure homeowners claim all available energy credits, home improvement deductions, and Earned In...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Enacted as Act 3 of 2022 with a landmark $125 million ARPA appropriation, Pennsylvania's Whole-Home Repairs Program prov...
PHFA's Keystone Renovate & Repair (R&R) Loan Program offers below-market interest rate loans through a network of local ...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
The SBA Pennsylvania District Office in Pittsburgh serves small businesses with SBA 7(a) and 504 loans, microloans up to...
The Urban Redevelopment Authority of Pittsburgh offers low-interest small business loans to support business creation, e...
The Property Tax/Rent Rebate Program provides rebates of up to $1,000 for eligible Pennsylvanians age 65+, widows/widowe...
Partner4Work is the workforce development board for Allegheny County, administering WIOA funds through PA CareerLink off...
Pennsylvania Child Care Works provides subsidized child care to income-eligible families. Parents choose from certified ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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51 programs are currently listed for Pittsburgh, including URA Homeowner Assistance Program, OwnPGH Homeownership Program, URA Down Payment & Closing Cost Assistance.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pittsburgh, 33 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.