Find grants, rebates, forgivable loans, and free programs for Virginia Beach, VA, filtered to your situation.
As of June 2026, 37 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Virginia Beach, VA, with individual awards up to $126,526. 13 programs target seniors, 7 serve veterans, and 17 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 26 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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The Virginia Beach Owner-Occupied Rehabilitation Program provides unsecured grants up to $30,000 to income-eligible home...
The Virginia Beach Manufactured Home Rehabilitation Program provides grants for mobile home rehabilitation to address he...
Virginia Housing's Granting Freedom program provides grants up to $8,000 to Virginia veterans and service members who su...
The VA Home Improvements and Structural Alterations (HISA) grant provides up to $6,800 for veterans with service-connect...
The VA Specially Adapted Housing (SAH) grant provides up to $126,526 in FY 2026 to help veterans with severe service-con...
The VA Special Home Adaptation (SHA) grant provides up to $25,350 in FY 2026 for qualifying veterans with service-connec...
Virginia's Weatherization Assistance Program provides free energy-efficiency improvements to income-eligible households ...
Dominion Energy Virginia offers residential efficiency rebates for qualifying equipment upgrades. Key rebates include up...
Virginia's LIHEAP program provides seasonal energy bill assistance and emergency crisis funds to income-eligible househo...
Habitat for Humanity of South Hampton Roads provides no-cost home repairs to make homes warm, safe, and dry for low-inco...
Virginia Beach provides property tax relief to homeowners age 65+ or permanently disabled with household income below $8...
Virginia Beach provides full real estate tax exemption on the primary residence for veterans rated 100% service-connecte...
Virginia Beach administers FEMA Flood Mitigation Assistance (FMA) and Hazard Mitigation Grant Program (HMGP) funds to he...
Virginia's Essential Home and Accessibility Repair Program (EHARP) provides funds to remove health and safety hazards an...
Virginia's Indoor Plumbing Rehabilitation (IPR) program provides forgivable loans to low- and moderate-income owner-occu...
USDA Rural Development's Section 504 program provides low-interest loans and grants to very low-income rural homeowners ...
The FHA 203(k) Rehabilitation Mortgage allows Virginia Beach homebuyers and homeowners to finance property purchase (or ...
VITA provides free IRS-certified tax preparation to households earning $67,000 or less, helping Virginia Beach homeowner...
The federal 25C Energy Efficient Home Improvement Credit allows Virginia Beach homeowners to claim 30% of qualifying imp...
The federal 25D Residential Clean Energy Credit provides a 30% tax credit with no dollar cap for qualifying renewable en...
Virginia Housing offers down payment assistance grants of up to 2.5% of the purchase price for qualifying first-time hom...
The City of Virginia Beach is a HUD CDBG entitlement community that receives annual federal block grant funding. The hou...
FEMA's NFIP Increased Cost of Compliance (ICC) coverage provides up to $30,000 to help Virginia Beach homeowners bring s...
Virginia Beach's Stormwater Extension Program provides residents and businesses with one-on-one consultation from a stor...
Virginia's IRA-funded Home Energy Rebate programs (HOMES and HEAR) are expected to provide significant rebates for energ...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
Virginia Career Works Hampton Roads administers WIOA-funded services for the Hampton Roads region including Virginia Bea...
The SBA Virginia District Office in Richmond serves small businesses in Virginia Beach and Hampton Roads with SBA 7(a) l...
Virginia Beach's Department of Economic Development supports small businesses through the Strategic Growth Area Business...
Virginia's Child Care Subsidy Program provides financial assistance to low-income working families to help cover child c...
Virginia Beach Department of Human Services operates Head Start and Early Head Start programs for low-income families in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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37 programs are currently listed for Virginia Beach, including Virginia Beach Owner-Occupied Rehabilitation Program (OORP), Virginia Beach Manufactured (Mobile) Home Rehabilitation Program, Virginia Housing, Granting Freedom Accessibility Grant.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Virginia Beach, 26 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.