Home Improvement Grants in Anchorage.

Find grants, rebates, forgivable loans, and free programs for Anchorage, AK, filtered to your situation.

As of June 2026, 29 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Anchorage, AK, with individual awards up to $250,000. 11 programs target seniors, 6 serve veterans, and 14 require no income limit.

Data last verified 2026-04-03. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 32 programs
Varies by program and scope; typically $10,000-$30,000

Municipality of Anchorage CDBG Housing Repair Program

The Municipality of Anchorage administers federal CDBG and HOME funds for housing rehabilitation and repair for low-to-m...

Home Repair
Average ~$10,000 per home in road-system areas; higher for extensive work

Cook Inlet Housing Authority Weatherization & Rehabilitation Program

Cook Inlet Housing Authority delivers AHFC-funded weatherization and home rehabilitation services exclusively within the...

Weatherization
Average ~$10,000 per home in Anchorage (road-system areas)

AHFC Weatherization Assistance Program (WAP), Statewide

AHFC administers the statewide WAP to improve energy efficiency of low-income homes across Alaska, funding service provi...

Weatherization
Up to $10,000 for new construction (5-Star Plus+ rated); existing home rebates coming in 2026

AHFC Alaska Residential Energy Rebates

AHFC's Alaska Residential Energy Rebates program currently offers a $10,000 rebate for new single-family homes that achi...

Energy
Varies by project, critical repairs provided at no cost

Habitat for Humanity Anchorage, Home Repair Program

Habitat for Humanity Anchorage's home repair program assists low-income Anchorage homeowners with critical repairs to pr...

Home Repair
FY2025: minimum $350, maximum $6,125 per household per season

Alaska Heating Assistance Program (LIHEAP/HAP)

Alaska's Heating Assistance Program (HAP), funded by federal LIHEAP dollars, provides direct heating fuel assistance to ...

Energy
Exempts up to $150,000 of assessed value for qualifying seniors

Anchorage Senior Citizen Property Tax Exemption

Anchorage provides a property tax exemption of up to $150,000 of assessed value for homeowners age 65 or older who own a...

Property Tax Relief
Typical savings ~$2,700/year; exemption based on disability rating and assessed value

Municipality of Anchorage Disabled Veteran Property Tax Exemption

Anchorage provides a property tax exemption for veterans with a service-connected disability rating of 50% or more. The ...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) / Special Housing Adaptation (SHA) Grants

The VA's SAH grant helps veterans with severe service-connected mobility disabilities adapt or construct accessible home...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Rural Development's Section 504 program offers grants up to $10,000 for seniors age 62 and older to remove health a...

Home Repair
Up to FHA loan limits for Anchorage ($1,089,300, Alaska high-cost limit)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homebuyers and existing owners to finance purchase (or refinance) plus renovation costs in a ...

Home Repair
Loan amounts up to AHFC purchase price limits; below-market interest rates

AHFC Tax-Exempt First Mortgage Program

AHFC's tax-exempt mortgage program provides below-market interest rate financing for eligible Alaskan homebuyers and hom...

Homebuyer
$10,000 rebate for new home construction meeting 5-Star Plus energy rating

AHFC New Home Construction Energy Rebate

AHFC's New Home Construction Rebate offers $10,000 to homebuyers or builders of new single-family homes, duplexes, tripl...

Energy
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair
Free service

HUD-Approved Housing Counseling, NeighborWorks Alaska

Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...

Homebuyer Ed
Ongoing monthly rental subsidy

Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...

Rental
Up to $20,000

AHFC Cook Inlet Lending Center Down Payment Assistance

Alaska Housing Finance Corporation offers down payment assistance to eligible first-time homebuyers in Anchorage through...

Homebuyer
Up to $10,000 for training

Alaska Job Center Network, WIOA Individual Training Accounts

Alaska's Job Center Network, administered by the Alaska Department of Labor and Workforce Development, provides WIOA-fun...

Workforce
Up to $50,000

SBA Microloan Program, Alaska District Office

The SBA Alaska District Office in Anchorage supports small businesses statewide through the Microloan Program, 7(a) and ...

Business
Up to $250,000

Anchorage Economic Development Corporation Small Business Program

The Anchorage Economic Development Corporation (AEDC) provides business support, financing connections, and economic dev...

Business
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

The federal Residential Clean Energy Credit (Solar ITC) allows Anchorage homeowners to claim 30% of their solar PV syste...

Solar/Renewable
Varies by family size and income

Alaska Child Care Grant Program (CCGP)

Alaska's Child Care Grant Program (CCGP) provides financial assistance to income-eligible working families to help pay f...

Childcare
Free comprehensive services, no cost to eligible families

Anchorage Head Start / Early Head Start

Cook Inlet Tribal Council (CITC) operates Head Start and Early Head Start programs in Anchorage, serving Alaska Native, ...

Childcare

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Anchorage

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Frequently asked questions

What home improvement grants are available in Anchorage, AK?

29 programs are currently listed for Anchorage, including Municipality of Anchorage CDBG Housing Repair Program, Cook Inlet Housing Authority Weatherization & Rehabilitation Program, AHFC Weatherization Assistance Program (WAP), Statewide.

Do home improvement grants in Anchorage have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Anchorage, 20 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Anchorage?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.