Find grants, rebates, forgivable loans, and free programs for Madison, WI, filtered to your situation.
As of June 2026, 31 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madison, WI, with individual awards up to $806,500. 13 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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The City of Madison Housing Rehabilitation Program provides 0% interest, deferred-payment loans to income-eligible Madis...
The City of Madison Minor Home Repair Program offers low-cost repairs and accessibility modifications for qualified home...
Dane County's Minor Home Repair program, administered by Project Home, provides grants up to $7,500 to low-and-moderate-...
WHEDA's More Like Home Repair and Renew Loan provides $5,000-$50,000 for repairs and energy-efficiency updates in homes ...
The WHEDA Advantage Home Improvement Loan Program offers financing of $10,000-$50,000 for current Wisconsin homeowners n...
Focus on Energy, Wisconsin's statewide energy efficiency program delivered through utilities including MG&E, offers reba...
Wisconsin's Weatherization Assistance Program provides free energy-efficiency improvements to income-eligible households...
Habitat for Humanity of Dane County's Home Repair Program assists low-to-moderate income homeowners in the repair and ma...
Wisconsin's Homestead Credit provides up to $1,168 annually to low-income homeowners and renters who pay property taxes ...
Wisconsin's Lottery and Gaming Credit automatically reduces property taxes for primary residence homeowners. The credit ...
The VA's Specially Adapted Housing (SAH) grant provides up to $126,526 to veterans with qualifying service-connected dis...
The FHA 203(k) loan lets homebuyers and homeowners finance purchase (or refinance) and renovation costs in a single FHA-...
The Wisconsin Home Energy Assistance Program (WHEAP) helps eligible households pay heating and electric bills through fe...
VITA offers free federal and state tax preparation for low-to-moderate income individuals and families through IRS-certi...
USDA Section 504 provides home repair loans up to $40,000 at 1% fixed interest over 20 years to very-low-income rural ho...
Wisconsin's IRA-funded HOMES and HEAR rebate programs are available through Focus on Energy. HEAR provides rebates for h...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
The JobCenter of Wisconsin in Madison, operated by the Wisconsin Department of Workforce Development and the South Centr...
Madison homeowners can claim the 30% federal Solar ITC and access Focus on Energy's statewide solar rebates. Focus on En...
Wisconsin Shares helps low-income working families pay for child care. Parents choose from YoungStar-certified child car...
Community Action Coalition for South Central Wisconsin (CACSCW) operates Head Start and Early Head Start programs in Mad...
The SBA Wisconsin District Office in Milwaukee serves small businesses throughout Wisconsin including Madison. Programs ...
The City of Madison's Department of Planning & Community & Economic Development provides small business equity grants an...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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31 programs are currently listed for Madison, including City of Madison Housing Rehabilitation Loan (Project Home), City of Madison Minor Home Repair Program (Project Home), Dane County Minor Home Repair Grant (Project Home).
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Madison, 19 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.