Home Improvement Grants in Dayton.

Browse cataloged grants, rebates, loans, and other assistance records for Dayton, OH. Verify each program's current rules, service area, and status.

The Dayton, OH directory shows 42 cataloged resources. Of those, 35 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 35 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 6 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-01. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants28Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans6Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates0Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 42 resources (35 currently open or actionable repair-assistance records)
Varies, forgivable loan/grant for critical repairs

City of Dayton CDBG Home Repair Program

City of Dayton's HUD Community Development Block Grant funds housing rehabilitation as the city's top CDBG priority for ...

Home Repair
Free critical repairs (varies by organization)

Dayton Home Repair Network (DHRN), Universal Application

Nine-organization collaboration providing home repair, weatherization, and energy efficiency services to low-to-moderate...

Home Repair
Forgivable 5-year loan, exterior home repairs

Dayton Home Repair Revolving Loan Program

New pilot program (launching March 2026) offering forgivable 5-year loans for exterior home repairs. Moderate-income hom...

Home Repair
Free lead hazard remediation (grant)

City of Dayton Lead & Healthy Homes Grant

HUD-funded lead hazard reduction program for Dayton properties. Focuses on lead-safe work practices, contractor capacity...

Home Repair
Varies, affordable housing construction & rehab

City of Dayton HOME Investment Partnerships Program

HUD HOME funds used by City of Dayton for affordable housing construction and rehabilitation. Recent projects include Ho...

Home Repair
Up to $40,000 per nonprofit organization

City of Dayton / UD Climate Resilience Fund

Sustainability grant for nonprofits working within Dayton city limits on energy efficiency, food access, waste reduction...

Home Repair
Free (~$7,000-$10,000 avg value)

Miami Valley Community Action Partnership, Weatherization

Ohio Home Weatherization Assistance Program (HWAP) administered locally by Miami Valley Community Action Partnership. Fr...

Home Repair
One-time credit applied to utility bill

AES Ohio, Home Energy Assistance Program (HEAP)

Federal LIHEAP-funded energy assistance for AES Ohio customers. One-time benefit applied directly to your utility bill. ...

Energy
Pay 5-10% of income; arrearage credits accumulate

AES Ohio, PIPP Plus (Percentage of Income Payment Plan)

PIPP Plus caps your electric bill at 5% of gross household income (or 10% for electric heat only). For every on-time pay...

Energy
Free in-home energy improvements

AES Ohio, RILA (Residential Low-Income Weatherization)

AES Ohio's state-mandated low-income energy efficiency program. Provides free in-home energy inspections and improvement...

Energy
Emergency relief for past-due balances

AES Ohio, Gift of Power (Salvation Army Emergency Relief)

Partnership between AES Ohio and The Salvation Army providing emergency utility bill relief for customers with past-due ...

Energy
Free critical repairs + zero-interest homeownership mortgages

Habitat for Humanity of the Greater Dayton Area

Habitat for Humanity of Greater Dayton provides critical home repairs (roof, electrical, plumbing, weatherization, acces...

Home Repair
Free critical repairs (grant + volunteer labor)

Rebuilding Together Dayton

Free critical home repairs using volunteer labor and professional contractors for low-income, elderly, disabled, and vet...

Home Repair
Below-market loans + technical assistance

CityWide Development Corporation, Home Improvement Programs

CityWide Development Corporation is Dayton's primary CDFI and economic development organization. Provides below-market f...

Home Repair
Below-market loans + down payment assistance

CountyCorp, Home Repair & Homebuyer Programs

CountyCorp is Montgomery County's housing and community development organization. Administers the City of Dayton Home Re...

Home Repair
$28,000 home value exempted from property tax (2025)

Ohio Homestead Exemption

Ohio property tax exemption for seniors (65+) and totally/permanently disabled homeowners. Exempts $28,000 of home marke...

Home Repair
$56,000 home value exempted, no income limit

Ohio Disabled Veteran Enhanced Homestead Exemption

Enhanced homestead exemption for veterans with a 100% service-connected disability rating (or individual unemployability... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
3% (conventional) / 3.5% (FHA/VA/USDA) down payment assistance

OHFA Homebuyer Program with Down Payment Assistance

30-year fixed-rate FHA, VA, USDA, or conventional mortgage with down payment assistance (DPA). Effective July 1, 2025: 3...

Home Repair
Discounted mortgage interest rate + optional DPA

OHFA Ohio Heroes, Discounted Mortgage for Public Servants

Discounted mortgage interest rate for Ohio public servants: veterans/active duty/reserves/surviving spouses, police/fire... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Up to $2,000 tax savings per year (MTC Plus: 40% credit)

OHFA Mortgage Tax Credit (MTC)

Federal Mortgage Credit Certificate providing annual tax credit on mortgage interest. MTC Plus: 40% credit, up to $2,000... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
3% (conventional) / 3.5% (govt) DPA, forgiven after 5 years

OHFA Grants for Grads, Recent Graduate Down Payment Assistance

Discounted mortgage rate plus down payment assistance for Ohio residents who graduated within the last 18 months with an...

Home Repair
30-year fixed rate + optional DPA; no first-time buyer required

OHFA Next Home, Repeat Homebuyer Program

OHFA's 30-year fixed-rate mortgage for repeat homebuyers who don't qualify as first-time buyers. Accepts conventional, F... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
35% state tax credit on qualified rehab costs (Dayton qualifies)

Ohio Historic Preservation Tax Credit (Commercial/Multifamily)

Ohio state tax credit of 35% (for communities under 300,000 population, Dayton qualifies) of qualified rehabilitation ex...

Home Repair
20% of qualified rehabilitation expenditures

Federal Historic Tax Credit (20%)

Federal 20% tax credit for certified rehabilitation of certified historic structures listed on the National Register of ... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH / SHA) Grants

Federal grants for veterans with qualifying service-connected disabilities to adapt or purchase a home for independent l...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA HISA Grant, Home Improvements & Structural Alterations

VA grant for medically necessary home improvements for veterans receiving VA care. Service-connected disability: up to $...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

Loans (1% interest, 20-year term) up to $40,000 for very-low-income homeowners to repair, improve, or modernize homes in... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Up to $25,000 (unsecured up to $7,500)

FHA Title I Home Improvement Loan

FHA-insured loan for home improvements up to $25,000. Unsecured (signature only) up to $7,500, no equity required. Suita... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Limited 203(k): up to $75,000; Standard: full FHA limit

FHA 203(k) Rehabilitation Mortgage

FHA mortgage that finances home purchase + renovation in a single loan. Limited 203(k) covers non-structural repairs up ... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Pays heating/cooling bills

LIHEAP Energy Assistance

Federal Low Income Home Energy Assistance Program funds distributed through Ohio's HEAP (Home Energy Assistance Program)...

Home Repair
Federal credit closed after December 31, 2025

Residential Clean Energy Credit (Federal)

The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...

Home Repair
Federal credit closed after December 31, 2025

Energy Efficient Home Improvement Credit (Federal 25C)

The federal Energy Efficient Home Improvement Credit under Section 25C is closed for expenditures made or property place...

Home Repair
Up to $50,961

VA Temporary Residence Adaptation (TRA) Grant

VA grant for veterans temporarily living in a family member's home who need accessibility modifications. TRA grant is de...

Home Repair
Tax-advantaged savings for home purchase

Ohio Homebuyer Plus, Tax-Advantaged Savings Account

Ohio's dedicated savings account for prospective homebuyers. Contributions and interest earnings are exempt from Ohio in... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Average $5,000-$10,000 in services per household

DOE Weatherization Assistance Program (WAP)

WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...

Energy
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair
Average benefit up to $8,547

Ohio Home Weatherization Assistance Program (HWAP)

Ohio HWAP provides free energy efficiency improvements to income-eligible households statewide, delivered through a netw...

Energy
Up to 100% principal forgiveness for lowest-income households

Ohio EPA WPCLF Home Sewage Treatment System (HSTS) Program

Ohio EPA's WPCLF program provides principal forgiveness loans to Local Health Districts, which pass savings to homeowner...

Home Repair
No stated cap; project-sized financing

Ohio Residential PACE Financing (R-PACE)

Ohio Residential PACE allows homeowners to finance energy efficiency and renewable energy improvements through a volunta...

Home Repair
Up to $100,000 per property

Welcome Home Ohio (WHO), Rehabilitation & New Construction Grant

Welcome Home Ohio provides grants up to $100,000 per property to developers, nonprofits, and local governments to purcha...

Home Repair

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Dayton, OH

Organizations that help Dayton homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Dayton, OH?

The directory includes 35 possible-program records associated with Dayton, including City of Dayton CDBG Home Repair Program, Dayton Home Repair Network (DHRN), Universal Application, Dayton Home Repair Revolving Loan Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Dayton classified?

Our classifier labels 28 records as grants, 6 as forgivable loans, and 0 as rebates in Dayton. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Dayton?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.