Find grants, rebates, forgivable loans, and free programs for Fort Worth, TX, filtered to your situation.
As of June 2026, 43 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fort Worth, TX, with individual awards up to $126,526. 12 programs target seniors, 5 serve veterans, and 12 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 29 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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Fort Worth's Priority Repair Program (PRP) is funded through HUD's CDBG program and provides critical emergency and mech...
Fort Worth's HAP provides up to $25,000 in mortgage assistance including down payment and closing costs to income-eligib...
Tarrant County's Home Owner Rehabilitation Program provides housing rehabilitation including major system failures (roof...
Trinity Habitat for Humanity provides free home rehabilitation to often elderly and/or disabled homeowners in Fort Worth...
Oncor's Home Energy Efficiency Program offers residential customers in the Fort Worth area rebates of up to $3,500 for i...
The Fort Worth Weatherization Assistance Program, coordinated through Community Action Partners (CAP) and Atmos Energy, ...
TDHCA's Weatherization Assistance Program provides federally-funded free home weatherization services to low-income Texa...
TDHCA's Comprehensive Energy Assistance Program (CEAP), Texas's version of LIHEAP, provides energy bill payment assistan...
TDHCA's My First Texas Home program offers first-time homebuyers a 30-year fixed-rate mortgage with a down payment and c...
The Amy Young Barrier Removal Program provides one-time grants of up to $22,500 to qualifying households with persons wi...
The Texas Veterans Land Board (VLB) offers home improvement loans up to $50,000 (2-20 year terms) or $7,500-$10,000 (2-1...
The VA SAH grant (up to $126,526 FY2026) helps veterans with severe service-connected disabilities adapt their homes for...
Texas's enhanced homestead exemption provides a $100,000 reduction in the school district assessed value of a homeowner'...
Texas homeowners age 65 or older qualify for an additional $10,000 school district exemption on top of the standard home...
Texas provides property tax exemptions to veterans with service-connected disabilities ranging from $5,000 (10-29% disab...
Texas homeowners who qualify as disabled under Social Security standards receive an additional $10,000 school district e...
USDA Section 504 provides loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very-low-income rural homeow...
The FHA 203(k) program allows Fort Worth homebuyers and homeowners to finance renovation costs into a single FHA mortgag...
VITA provides free IRS-certified tax preparation in Fort Worth through local nonprofits and community organizations. Fil...
The IRS Section 25C credit provides up to $3,200 per year in federal tax credits for qualifying home energy efficiency i...
2-1-1 Texas is a free, 24/7 helpline connecting Fort Worth and Tarrant County residents with health and human services i...
Tarrant County's HOME Investment Partnership Program uses HUD HOME funds to support affordable housing rehabilitation an...
HUD's Lead Hazard Reduction grants fund local programs that provide free lead paint testing, assessment, and remediation...
Texas PACE financing allows commercial and residential property owners to finance energy efficiency and renewable energy...
Texas homeowners can use a Home Equity Loan or HELOC to finance renovations, repairs, or improvements. Texas has unique ...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The Veterans Home Improvement Program offers below-market interest rate loans to qualified Texas veterans and active-dut...
The Home Sweet Texas Home Loan Program provides 30-year fixed-rate mortgage loans combined with down payment assistance ...
The Texas Ramp Project is a nonprofit that builds free custom wheelchair ramps for low-income individuals with disabilit...
CPS Energy's Casa Verde program provides free weatherization improvements, including insulation, air sealing, solar scre...
The Texas GLO 2024 Disasters Homeowner Assistance Program provides repair and reconstruction assistance to owner-occupie...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
Workforce Solutions for Tarrant County administers WIOA Title I programs with Individual Training Accounts for Fort Wort...
The SBA Fort Worth District Office serves North Texas small businesses through the Microloan Program, 7(a) loans, and 50...
The City of Fort Worth's Economic Development Department offers small business assistance through the Fort Worth SBDC an...
Texas Workforce Commission Child Care Services provides financial assistance for child care to low-income families. Elig...
Fort Worth ISD and Tarrant County Community Action Agency operate Head Start and Early Head Start programs serving low-i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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43 programs are currently listed for Fort Worth, including Fort Worth Priority Repair Program (PRP), Fort Worth Homebuyer Assistance Program (HAP), Tarrant County Home Owner Rehabilitation Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fort Worth, 29 programs do not require repayment, 4 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.