Find grants, rebates, forgivable loans, and free programs for Portland, OR, filtered to your situation.
As of June 2026, 55 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portland, OR, with individual awards up to $126,526. 12 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 39 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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0% interest deferred loan with no monthly payments for low- and moderate-income homeowners in the Interstate Corridor TI...
Funded by a $7.7 million HUD award, this grant covers free lead-based paint hazard evaluation and removal by certified O...
Provides free weatherization, safety repairs, and energy-saving upgrades to low-income seniors (55+) and people with dis...
REACH's Community Builders Program provides free home repairs to Portland homeowners who are 55+ and/or have a disabilit...
Provides financial assistance for urgent minor home repairs to Portland homeowners age 55 or older with income at or bel...
Provides no-cost critical home repairs to low-income homeowners in Clackamas, Multnomah, and Washington counties, priori...
Provides free accessibility modifications to low-income people with physical disabilities in Portland, Gresham, Beaverto...
Helps qualified property owners in Portland, Gresham, and Beaverton who cannot afford critical home repairs including st...
Partners with homeowners in Multnomah and Washington counties to complete critical repairs improving health, safety, and...
NAYA's Critical Home Repair, Weatherization, and Anti-Displacement Program provides no-cost home repairs and energy effi...
Provides free home repairs including ramps, grab bars, roofs, floors, and decks to homeowners earning less than 60% of m...
Funded by Portland's Clean Energy Community Benefits Fund (PCEF), this program provides $15,000-$50,000 in free energy u...
City of Portland program providing free home energy audits, weatherization upgrades, utility resources, and energy-effic...
Portland city program providing free portable air conditioning and heating units to income-qualified Portland residents ...
Verde's PCEF-funded program provides free ductless heat pump installation and community solar subscriptions to homeowner...
The Community Energy and Clean Disaster Preparedness (CECDP) program provides no-cost home energy upgrades including duc...
Oregon Health Plan members with qualifying health conditions can receive free heaters, air conditioners, and air filtrat...
Income-qualified program offering enhanced cash incentives for insulation and heating upgrades stacked on top of standar...
Cash incentive of $2,500 for Portland General Electric customers who install a solar system of at least 2 kW-DC through ...
Enhanced income-qualified solar incentives of $0.90/watt up to $5,500 for PGE customers and $0.85/watt up to $5,250 for ...
Cash rebates for insulating your home through Energy Trust of Oregon for customers of PGE, Pacific Power, NW Natural, Ca...
Cash incentives for heat pump installation through Energy Trust of Oregon: up to $3,000 for ducted heat pumps and $1,800...
Oregon Department of Energy program providing a $2,000 incentive per residence for qualifying heat pump installations. A...
Oregon's IRA-funded Home Efficiency Rebates program launching spring 2026 and administered by Energy Trust of Oregon. Pr...
Oregon's IRA-funded Home Electrification and Appliance Rebates program launching spring 2026, limited to low- and modera...
Federally and state-funded program providing free weatherization services to households at or below 200% of Federal Pove...
Federally funded Low-Income Home Energy Assistance Program providing direct bill payment to utility providers plus poten...
Oregon program providing cash payments for energy conservation measures on homes that use fuel oil or dyed diesel as pri...
Oregon pays property taxes on behalf of qualifying senior (62+) or disabled homeowners, creating a lien repaid with 6% i...
Multnomah County distributes HUD Community Development Block Grant funds to local nonprofits for housing rehabilitation ...
Multnomah County directly administers weatherization services for limited-income residents providing insulation, air sea...
Washington County offers two CDBG-funded programs: deferred interest-bearing loans up to $25,000 for homeowners at or be...
Federal grants enabling veterans with qualifying service-connected disabilities to build, buy, or modify a home to meet ...
USDA program for very-low-income homeowners in eligible rural areas. Loans up to $40,000 at 1% interest for 20 years; gr...
FHA-insured loan that combines home purchase or refinance with rehabilitation costs into a single mortgage. Standard 203...
Oregon state solar rebate program that previously offered $1.80/watt up to $5,000 for income-qualified homeowners and $0...
Statewide charitable fund preventing utility disconnection for low-income households by providing one-time emergency bil...
PGE customers with household income at or below 60% of Oregon State Median Income qualify for a 15-60% monthly bill disc...
NW Natural gas customers with income at or below State Median Income may qualify for a monthly bill discount. Income ver...
NW Natural's income-qualified program in partnership with Energy Trust of Oregon, offering enhanced rebates of $550-$1,6...
Oregon Housing and Community Services administers multiple homeowner assistance programs including the Oregon Homeowner ...
LatinoBuilt provides free home energy assessments and low-cost efficiency upgrades to Latino/Spanish-speaking income-qua...
Clackamas County administers free weatherization services for income-qualified households in Clackamas County, including...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
The SBA Oregon District Office serves Portland-area small businesses with SBA 7(a) loans, 504 loans for equipment and re...
Prosper Portland offers small business loans and grants to help Portland businesses start, stabilize, and grow. Programs...
Free tax preparation services through the IRS Volunteer Income Tax Assistance (VITA) program. Certified volunteers prepa...
Worksystems administers WIOA funds for Multnomah and Washington counties through WorkSource Oregon centers in Portland. ...
Oregon's Employment Related Day Care (ERDC) program helps low-income working families pay for child care. Families choos...
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Portland Housing Center, Oregon's l...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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55 programs are currently listed for Portland, including Portland Housing Bureau Home Repair Loan, Portland Lead Hazard Control Grant, Community Energy Project, Weatherization & Safety Repairs.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portland, 39 programs do not require repayment, 3 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.