Find grants, rebates, forgivable loans, and free programs for New Orleans, LA, filtered to your situation.
As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in New Orleans, LA, with individual awards up to $126,526. 15 programs target seniors, 5 serve veterans, and 16 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 30 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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The City of New Orleans OOR Program provides financial assistance up to $60,000 to low- and moderate-income homeowners w...
New Orleans has committed approximately $4 million toward an owner-occupied FORTIFIED Roof Program for low-income homeow...
NORA's Build Homes initiative advances residential neighborhood development through property auctions, affordable housin...
Restore Louisiana is a CDBG-DR funded program helping homeowners recover from federally declared disasters including Hur...
Energy Smart is Entergy New Orleans' comprehensive energy efficiency program using a whole-house approach to improve com...
Louisiana's WAP delivers free whole-house weatherization to income-eligible New Orleans homes through local community ac...
Rebuilding Together New Orleans provides free critical health and safety repairs to low-income Orleans Parish homeowners...
New Orleans Area Habitat for Humanity provides free minor interior and exterior repairs through its Home Repair Services...
Louisiana's FORTIFIED Roof Tax Credit Program provides a nonrefundable state income tax credit equal to 100% of qualifie...
The Federal Home Loan Bank of Dallas FORTIFIED Fund provides grants of up to $15,000 toward a FORTIFIED roof replacement...
Louisiana LIHEAP helps low-income New Orleans households pay energy bills and may cover HVAC repair or replacement and w...
The VA SAH grant (up to $126,526) helps veterans with severe service-connected disabilities build, buy, or modify a home...
The HISA grant provides veterans with medically necessary home modifications for accessibility and disability-related ne...
Louisiana's Homestead Exemption allows Orleans Parish homeowners to exempt the first $75,000 of their home's fair market...
Louisiana veterans with service-connected disabilities receive property tax exemptions in addition to the standard homes...
The FHA Title I Program insures loans by private lenders for home improvements, making financing accessible even without...
VITA sites provide free IRS-certified tax preparation to low- and moderate-income New Orleans residents, helping them cl...
FEMA's FMA program provides grants to reduce or eliminate flood damage to NFIP-insured structures. Eligible projects inc...
NFIP policies include ICC coverage that provides up to $30,000 to help cover the cost of elevating, relocating, or demol...
USDA Section 504 provides repair loans at 1% interest and grants up to $10,000 for very low-income rural homeowners 62+ ...
The Louisiana Housing Corporation administers federal and state funds through programs advancing energy-efficient and af...
FEMA HMGP funds projects that reduce future disaster losses, including home elevation above base flood elevation, home a...
USDA's Housing Preservation Grant program provides funds to nonprofits and public agencies in Louisiana to repair or reh...
The City of New Orleans Direct Homebuyer Assistance Program provides down payment and closing cost subsidies to eligible...
People's Housing Plus is a New Orleans-based nonprofit offering affordable homeownership opportunities to low-income res...
Entergy New Orleans offers a low-income track within its Energy Smart program that provides free weatherization services...
The City of New Orleans annually receives CDBG, HOME, and ESG allocations from HUD to fund housing rehabilitation, homeo...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
The Louisiana Workforce Commission administers WIOA services through American Job Centers in New Orleans. Individual Tra...
Louisiana's Child Care Assistance Program (CCAP) provides child care subsidies to low-income working families, TANF reci...
New Orleans provides emergency home repair assistance through the City's Office of Community Development and the New Orl...
The SBA Louisiana District Office in New Orleans serves small businesses throughout Louisiana. Programs include SBA Micr...
The New Orleans Business Alliance (NOLABA) is the city's official economic development organization, providing small bus...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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39 programs are currently listed for New Orleans, including City of New Orleans Owner-Occupied Rehabilitation (OOR) Program, City of New Orleans FORTIFIED Roof Program, NORA Owner-Occupied Affordable Housing Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In New Orleans, 30 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.