Home Improvement Grants in Providence.

Browse cataloged grants, rebates, loans, and other assistance records for Providence, RI. Verify each program's current rules, service area, and status.

The Providence, RI directory shows 27 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 5 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 27 resources (19 currently open or actionable repair-assistance records)
Up to $50,000 (1-2 units); up to $75,000 (3-4 units)

Providence Revolving Fund, Statewide Home Repair Program

The Statewide Home Repair Program, launched November 15, 2025, provides forgivable loans funded by Rhode Island's $120 m...

Home Repair
No-cost repairs for properties with multiple code violations

City of Providence Code Violation Home Repair Program

Mayor Smiley launched this program in partnership with the Providence Revolving Fund to help income-eligible homeowners ...

Home Repair
Deferred loans/grants; no interest; varies by scope

City of Providence CDBG Housing Rehabilitation Program

Providence's CDBG program operates as an Entitlement Community with approximately $4.1 million in CDBG funding for PY202...

Home Repair
Free services; DOE average ~$6,500 per unit

Rhode Island Weatherization Assistance Program (RI WAP)

Rhode Island's WAP provides free whole-house weatherization services to income-eligible households through seven local C...

Weatherization
Up to $18,000 (income-eligible: 100% of costs); up to $11,500 (standard: 60%)

Clean Heat Rhode Island, Heat Pump Incentive Program

Clean Heat Rhode Island's $25 million program provides incentives to encourage heat pump adoption for households heating...

Energy
$600 for electric heat pump water heater; up to $1,000 for boiler; $600 for furnace

Rhode Island Energy (RIEnergy) Efficiency Rebates

Rhode Island Energy offers residential rebates for qualifying high-efficiency heating equipment and appliances, includin...

Energy
Varies; heating grant paid directly to vendor

Rhode Island LIHEAP, Low Income Home Energy Assistance Program

Rhode Island's LIHEAP program helps low-income households pay heating costs through grants paid directly to fuel vendors...

Energy
Up to 6% of purchase price or $20,000 (whichever is less)

RIHousing Extra Assistance Down Payment Program

RIHousing's Extra Assistance program provides down payment assistance of up to 6% of the purchase price (max $20,000) to...

Home Repair
$25,000 for down payment and closing costs

FirstGenHomeRI, First-Generation Homebuyer Assistance

FirstGenHomeRI provides $25,000 in forgivable down payment and closing cost assistance (0% interest, no payments, forgiv...

Home Repair
Affordable payment options; aging-in-place modifications

Habitat for Humanity Greater Providence, Home Improvement Program

Habitat for Humanity of Greater Providence and East Bay administers a Home Improvement Program using affordable payment ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants

The VA's SAH grant (up to $126,526 in FY2026) helps veterans with severe service-connected disabilities purchase or adap...

Veterans
No loan limit for veterans with full entitlement

VA-Backed Home Loan Guarantee

VA-backed home loans give eligible Providence-area veterans, service members, and surviving spouses access to 0% down pa...

Veterans
$614 exemption for 100% service-connected disabled veterans

Providence Veteran Property Tax Exemption

Providence provides property tax exemptions to qualifying veterans under state law (RI Gen. Law 44-3-4). Veterans with 1...

Property Tax Relief
Reduces taxable assessment; contact Assessor for current amount

Providence Homestead Property Tax Exemption

Providence offers a homestead property tax exemption to owner-occupants of their primary residence. To qualify, the prop...

Property Tax Relief
$460 exemption for age 62-64 (Social Security); additional for 65+

Providence Senior / Elderly Property Tax Exemption

Providence provides property tax exemptions to senior homeowners based on age and Social Security receipt. Homeowners ag... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Property Tax Relief
Up to $14,000 for income-eligible households

IRA Home Electrification and Appliance Rebate (HEAR), Rhode Island

Rhode Island was the first state in New England to launch the federal IRA HEAR program in September 2024, with $36.4 mil...

Energy
Up to 2025 FHA loan limit ($806,500); Limited up to $75,000 rehab

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows Providence homebuyers and existing owners to finance both purchase (or refinance) and renovat...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

USDA Section 504 provides 1% interest loans up to $40,000 to very-low-income homeowners for critical repairs, and grants... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Federal credit closed after December 31, 2025

IRA Energy Efficient Home Improvement Tax Credit (25C)

The federal Energy Efficient Home Improvement Credit under Section 25C is closed for expenditures made or property place...

Energy
Federal credit closed after December 31, 2025

IRA Residential Clean Energy Credit (25D)

The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...

Energy
Varies; low-interest loans for construction and rehab of affordable homes

RIHousing HOME & Housing Trust Fund Program

RIHousing administers Rhode Island's HOME Investment Partnerships and Housing Trust Fund programs, providing low-interes...

Home Repair
Varies; RI received $16.6M in CDBG for 2025

Rhode Island State CDBG Program

Rhode Island's state CDBG program, administered by the Executive Office of Housing, allocates $16.6 million in 2025 fede...

Home Repair
Rebates and financing for whole-home efficiency upgrades

Upgrade & Save Rhode Island, Home Energy Efficiency Program

Upgrade & Save RI is a comprehensive home energy efficiency program for Rhode Island homeowners offering rebates, incent... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Energy
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Providence, RI

Organizations that help Providence homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Providence, RI?

The directory includes 19 possible-program records associated with Providence, including City of Providence Code Violation Home Repair Program, City of Providence CDBG Housing Rehabilitation Program, Rhode Island Weatherization Assistance Program (RI WAP). Inclusion does not confirm current availability or eligibility.

How are the assistance records for Providence classified?

Our classifier labels 12 records as grants, 3 as forgivable loans, and 3 as rebates in Providence. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Providence?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.