Find grants, rebates, forgivable loans, and free programs for Tucson, AZ, filtered to your situation.
As of June 2026, 42 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Tucson, AZ, with individual awards up to $806,500. 20 programs target seniors, 6 serve veterans, and 13 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 28 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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The Tucson Housing Repair Program (THRP) provides CDBG-funded repairs to low-income owner-occupants within Tucson city l...
The TARR Program provides up to $12,500 for essential repairs to owner-occupied homes with hazardous or unsanitary condi...
The City of Tucson's CDBG Owner-Occupied Rehabilitation program funds substantial home repairs addressing habitability, ...
Pima County operates a Home Repair Program for low-income homeowners in unincorporated Pima County, Sahuarita, Oro Valle...
Arizona's federally funded Home Electrification and Appliance Rebate (HEAR) program provides point-of-sale rebates on qu...
Tucson Electric Power's Efficient Home Program offers instant rebates on new certified air conditioning and heat pump sy...
Southwest Gas offers rebates on qualifying home improvements for Arizona natural gas customers including attic insulatio...
Arizona's Weatherization Assistance Program focuses on energy efficiency and cooling safety, providing free HVAC repair,...
Habitat for Humanity Tucson partners with low-income homeowners to address critical health and safety issues and complet...
CHRPA is a Tucson and Pima County nonprofit providing free emergency and accessibility home repairs to low-income owner-...
The Pima County Community Land Trust offers a home repair and rehabilitation program providing up to $12,000 toward majo...
The VA Specially Adapted Housing (SAH) grant helps veterans with qualifying service-connected disabilities adapt or purc...
The VA HISA grant provides funding for structural home improvements needed by veterans with disabilities. Service-connec...
Arizona provides a full property tax exemption on the primary residence for veterans with a 100% service-connected VA di...
Arizona's Senior Property Valuation Protection freezes the limited property value of a primary residence for 3-year cycl...
The FHA 203(k) loan allows homebuyers and owners to finance renovation costs into a single mortgage. The Limited 203(k) ...
Arizona's LIHEAP program provides energy bill assistance to low-income households by making payments directly to utility...
United Way of Tucson and Southern Arizona operates VITA sites across Tucson offering free tax preparation by IRS-certifi...
USDA Rural Development Section 504 provides loans at 1% fixed interest (20-year term) for very-low-income homeowners, an...
The federal Section 25C tax credit provides 30% of the cost of qualifying energy-efficient home improvements, up to $3,2...
Arizona's HOME Investment Partnership Program funds owner-occupied rehabilitation through ADOH and local subgrantees inc...
Tucson Electric Power offers a free virtual home energy assessment to all TEP customers. During the assessment, TEP eval...
The Emergency Solutions Grant (ESG) program funds homelessness prevention and rapid re-housing in Tucson. While not prim...
Arizona provides a property tax exemption for disabled persons, widows, and widowers based on income and disability stat...
HUD's Lead Hazard Control program funds local grantees to identify and reduce lead paint hazards in low-income housing b...
The Pima Council on Aging (PCOA) and local Area Agency on Aging programs provide or coordinate minor accessibility modif...
Arizona provides a 25% state income tax credit on qualifying solar energy devices installed at a residence, up to $1,000...
Pima County administers HOME Investment Partnership Program funds for owner-occupied rehabilitation in unincorporated Pi...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Efficiency Arizona delivers IRA HEAR rebates to income-qualified Arizona households for switching from gas to electric a...
The Arizona Weatherization Assistance Program reduces heating and cooling costs for income-eligible households by provid...
Maricopa County's CDBG-funded Emergency Home Repair Program assists income-eligible homeowners in unincorporated areas o...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
Arizona@Work Pima County administers WIOA-funded Individual Training Accounts and career services for Tucson and Pima Co...
The SBA Arizona District Office in Phoenix serves small businesses in Tucson and across Arizona with SBA 7(a) loans, 504...
The City of Tucson supports small businesses through the Small Business Commission, the Commercial Corridor Revitalizati...
Arizona's Child Care Assistance Program (CCAP) helps income-eligible working families pay for child care. Families may c...
Tucson Unified School District and community agencies operate Head Start and Early Head Start programs in Pima County. T...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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42 programs are currently listed for Tucson, including Tucson Housing Repair Program (THRP), Tucson Annual Residential Rehabilitation (TARR) Program, City of Tucson CDBG Owner-Occupied Rehabilitation.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Tucson, 28 programs do not require repayment, 5 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.