Find grants, rebates, forgivable loans, and free programs for Salt Lake City, UT, filtered to your situation.
As of June 2026, 40 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Salt Lake City, UT, with individual awards up to $806,500. 19 programs target seniors, 5 serve veterans, and 14 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 25 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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Salt Lake City's CDBG-funded Home Repair Program assists low- to moderate-income owner-occupants with health, safety, an...
Salt Lake City's Minor Repairs Program provides up to $1,500 to assist low- to moderate-income owner-occupants with smal...
Salt Lake County's Housing and Community Development Office administers CDBG and HOME funds for housing rehabilitation i...
Habitat for Humanity Greater Salt Lake's Critical Home Repair Program (CHiRP) helps low-income homeowners maintain safe ...
CDC Utah's HomeFit program offers grants and loans for critical repairs or home improvements addressing health and safet...
Utah's Weatherization Assistance Program provides free energy efficiency improvements to income-qualified households. In...
Rocky Mountain Power's Wattsmart Homes program offers cash rebates to Utah residential customers on qualifying energy-ef...
Dominion Energy Utah's ThermWise program promotes energy efficiency through rebates on qualifying natural gas heating eq...
Utah's Circuit Breaker program reduces property taxes for qualifying homeowners age 66+ (or widows/widowers of any age) ...
Utah provides a property tax exemption for veterans with service-connected disabilities, proportional to the disability ...
Utah provides property tax relief for active-duty military personnel and their families. The exemption helps ensure mili...
The VA Specially Adapted Housing (SAH) grant helps veterans with qualifying service-connected disabilities adapt or purc...
The VA HISA grant funds structural home modifications needed by veterans with disabilities who are enrolled in VA health...
The FHA 203(k) loan allows homebuyers and owners to finance renovation costs into a single mortgage. The Limited 203(k) ...
Utah's HEAT Program (funded by LIHEAP) provides energy bill assistance to low-income households by making direct payment...
United Way of Salt Lake operates VITA sites providing free, IRS-certified tax preparation for households earning $69,000...
USDA Rural Development Section 504 provides 1% fixed-rate loans (20-year term) up to $40,000 and grants up to $10,000 fo...
The federal Section 25C tax credit provides 30% of costs for qualifying energy-efficient home improvements, up to $3,200...
Utah's HOME Investment Partnership Program funds owner-occupied rehabilitation through the Utah Housing Corporation and ...
Salt Lake County Aging Services and the local Area Agency on Aging coordinate minor home accessibility modifications to ...
HUD's Lead Hazard Control program funds local grantees to identify and reduce lead paint hazards in low-income housing b...
Utah provides a 25% state income tax credit (up to $2,000 for residential solar PV) on the purchase and installation of ...
Rocky Mountain Power offers free home energy assessments to Utah residential customers that identify energy-saving oppor...
Salt Lake City's Community and Neighborhoods Department administers neighborhood-level preservation programs funded thro...
CDC Utah's Green and Healthy Homes Initiative (GHHI) provides low-cost loans and grants to low- to moderate-income homeo...
Utah Community Action and local nonprofits in the Salt Lake area provide emergency home repair assistance to prevent dis...
Salt Lake City's HOME Investment Partnership Program funds owner-occupied rehabilitation through the Housing Stability D...
Utah Community Action provides emergency crisis weatherization services for households experiencing no heat in winter, n...
Utah provides a state income tax credit of 20% on qualified rehabilitation expenditures for certified historic structure...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
The SBA Utah District Office in Salt Lake City serves small businesses statewide with SBA 7(a) loans, 504 loans for equi...
Salt Lake City's Economic Development Division supports small businesses through low-interest loans and technical assist...
Utah Housing Corporation's Score Loan Program pairs a first mortgage with a down payment assistance second mortgage of u...
Utah's Department of Workforce Services administers WIOA through Employment Centers in Salt Lake City. The Wasatch Front...
Utah's Child Care Assistance Program (CCAP) provides financial assistance to low-income working families to help cover t...
Community Action agencies and Salt Lake City School District operate Head Start and Early Head Start programs in Salt La...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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40 programs are currently listed for Salt Lake City, including Salt Lake City CDBG Owner-Occupied Housing Rehabilitation, Salt Lake City Minor Repairs Program, Salt Lake County CDBG / HOME Housing Rehabilitation.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Salt Lake City, 25 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.