Home Improvement Grants in Detroit.
Browse cataloged grants, rebates, loans, and other assistance records for Detroit, MI. Verify each program's current rules, service area, and status.
The Detroit, MI directory shows 45 cataloged resources. Of those, 37 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 37 records is $126,526, not an estimate of your award. Discovery tags include 13 senior-related records, 6 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-01. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 29 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Detroit 0% Interest Home Repair Loan
Detroit's flagship 0% interest home repair loan program, running since 2015. Loans of $5K-$25K repaid over 10 years with...
Critical Home Repair Program
Free critical repairs for low-income Detroit homeowners. At least one household member must be a senior (62+), child und...
Detroit Home Accessibility Program
$6.6 million ARPA-funded program for Detroit homeowners with disabilities and low-income seniors. Covers ramps, grab bar...
Senior Accessibility Home Repair Fund
Safety and access improvements for low-income Detroit seniors and residents with disabilities. Covers roof leaks, furnac...
Stellantis Home Repair Program (Phase 3)
$3.3 million in home repair funding (Phase 3) for neighbors of the Detroit Assembly Complex, Mack (DAC-M) plant. Funded ...
Detroit HOPE Property Tax Exemption
HOPE (Homeowners Property Exemption) eliminates 10-100% of current-year property taxes for Detroit homeowners based on i...
Detroit Tax Relief Fund
Eliminates all remaining delinquent property tax debt for Detroit homeowners who are approved for both HOPE (property ta...
Habitat for Humanity Detroit, Critical Home Repair
Free critical home repairs for low-income Detroit homeowners who are seniors (60+), veterans, have a disability, or have...
Rebuilding Together Southeast Michigan
Volunteer-powered free home repairs for qualifying Southeast Michigan homeowners. Partners with ~40 organizations annual...
Detroit Home Repair Fund
$20 million fund launched by the Gilbert Family Foundation, ProMedica, and DTE Energy, administered by Enterprise Commun...
HUD Minor Home Repair (METRO)
HUD-funded minor home repair program operated by METRO (Metropolitan Economic Transitional Residency Organization) for C...
Wayne Metro Weatherization Assistance (WAP)
Free home energy efficiency improvements for Wayne County residents at or below 200% of the federal poverty level. Wayne...
DTE Energy Efficiency Assistance (EEA) Program
DTE Energy provides free energy efficiency upgrades to low-income customers through the Energy Efficiency Assistance (EE...
DTE Energy Rebates (Standard)
DTE Energy offers rebates to all customers (not just low-income) on insulation, HVAC equipment, water heaters, and smart...
Michigan Energy Assistance (MEAP and LIHEAP)
Michigan's official energy-assistance pathway includes the Michigan Energy Assistance Program (MEAP) and Low Income Home...
Michigan Home Heating Credit (MI-1040CR-7)
State tax credit that helps low-income Michigan homeowners and renters pay heating costs. Up to $500 for a single person...
Michigan Home Energy Rebates (MiHER)
Michigan's $210 million IRA-funded home energy rebate program, launched statewide April 2025. Two programs: HOMES (up to...
Michigan Homestead Property Tax Credit
Credit for Michigan homeowners and renters when property taxes exceed 3.5% of household income. For 2025, maximum credit...
Michigan Disabled Veteran Property Tax Exemption
Michigan fully exempts the homestead of veterans who are 100% permanently and totally disabled (VA-rated), or who receiv...
VA HISA Grant (Home Improvement & Structural Alterations)
VA Home Improvements and Structural Alterations (HISA) Grant provides up to $6,800 lifetime for veterans with service-co...
VA SAH / SHA Specially Adapted Housing Grants
Specially Adapted Housing (SAH) Grant: up to $126,526 for severely disabled veterans to buy, build, or adapt a home (usa...
Michigan Veterans Trust Fund Emergency Grant
Michigan Veterans Trust Fund provides one-time emergency financial assistance to veterans and their families facing temp...
FHA Title 1 Home Improvement Loan
FHA-insured home improvement loans up to $25,000. No equity required. Loans up to $7,500 require only your signature (no...
FHA 203(k) Rehab Mortgage
Finance purchase and renovation in one FHA-backed loan. Limited 203(k) covers non-structural repairs up to $75,000. Stan...
USDA Section 504 Home Repair Loan & Grant
USDA 504 loans (up to $40,000, 1% interest) and grants (up to $10,000, for homeowners 62+) for very-low-income rural hom...
Detroit Land Bank Buy Back Program
Detroit Land Bank Authority's Buy Back Program allows residents who are occupying a DLBA-owned home to purchase it, ofte...
Make It Home Program
Converts renters of tax-foreclosed occupied homes into homeowners. City acquires occupied properties before auction and ...
Southwest Solutions Home Repair Loan
Southwest Solutions is a nonprofit CDFI offering no-interest home repair loans and housing services for Detroit homeowne...
Detroit Housing Network, Counseling & Repair Navigation
The Detroit Housing Network connects residents to HUD-certified housing counselors who create action plans, help navigat...
Wayne Metro Community Action Agency
Wayne Metro Community Action Agency is Detroit's primary community action organization. Administers WAP weatherization, ...
Wayne County HOME Program
Wayne County administers HUD HOME Investment Partnerships Program funds for housing rehabilitation for low-income homeow...
Wayne Metro CHIP Program
Community Housing Impact & Preservation (CHIP) Program provides grants and forgivable loans for home rehabilitation. Inc...
Wayne County Land Bank Exterior Repair Program
Wayne County Land Bank and MSHDA-funded exterior home repair program for owner-occupied single-family homes in specific ...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
DOE Weatherization Assistance Program (WAP)
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Federal Solar Investment Tax Credit (ITC)
Detroit homeowners can claim the 30% federal Solar ITC. DTE Energy has offered net metering and solar DG (distributed ge...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Detroit
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