Find grants, rebates, forgivable loans, and free programs for Dallas, TX, filtered to your situation.
As of June 2026, 51 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dallas, TX, with individual awards up to $126,526. 11 programs target seniors, 7 serve veterans, and 23 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 38 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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Provides an interest-free, forgivable, self-amortizing loan up to $24,000 for major home systems rehabilitation includin...
Provides grant assistance up to $10,000 for low- and moderate-income homeowners facing emergency home repair needs. Appl...
Provides grant assistance up to $20,000 to low- and moderate-income homeowners for exterior code violations. This CDBG-f...
Provides up to $5,000 in materials for minor exterior home repairs specifically for low-income homeowners who are elderl...
City of Dallas grant program providing up to $10,000 for seniors aged 62 and older to make safety and accessibility impr...
Demolishes substandard homes of low- and moderate-income homeowners in unincorporated Dallas County and select participa...
The NeighborCare & Repair program provides 100% free minor repairs, accessibility accommodations, and beautification ser...
Provides free critical home repairs addressing health, safety, and accessibility for low-income seniors (60+) and honora...
BCL of Texas is a CDFI (Community Development Financial Institution) that provides affordable lending and homeownership ...
Oncor's Take a Load Off Texas program offers cash rebates for energy-efficient upgrades to homes in the Oncor service te...
Through the Low-Income Weatherization Standard Offer Program (LIW SOP), Oncor pays incentives for no- or low-cost weathe...
The Comprehensive Energy Assistance Program (CEAP), Texas's integrated LIHEAP program, helps low-income households pay e...
Federally funded through DOE and LIHEAP, the Texas WAP provides free weatherization improvements, insulation, air sealin...
Funded by a $2.3 million HUD Lead Hazard Reduction grant (plus $700,000 City match), this program removes lead-based pai...
The TDHCA Homeowner Reconstruction Assistance program uses HOME Investment Partnerships Program funds to help income-qua...
Texas law mandates a $100,000 homestead exemption from the appraised value of a primary residence for school district pr...
Homeowners who are 65 or older, or who qualify as disabled, receive additional property tax exemptions on top of the sta...
Texas veterans with a 100% VA disability rating or Individual Unemployability designation receive a full property tax ex...
The VA Specially Adapted Housing (SAH) grant provides up to $126,526 (FY 2026) to service-connected disabled veterans an...
The SHA grant helps veterans with specific service-connected disabilities (such as blindness in both eyes with 5/200 vis...
The HISA grant funds medically necessary home improvements for veterans and servicemembers with service-connected (up to...
The TRA grant allows SAH/SHA-eligible veterans temporarily living in a family member's home to adapt that residence for ...
The USDA Section 504 program provides very-low-income rural homeowners loans up to $40,000 at 1% interest for home repai...
The FHA Title I program insures loans made by approved lenders for home improvements, repairs, and rehabilitation. Singl...
The FHA 203(k) program allows homebuyers and homeowners to finance both the purchase (or refinance) and rehabilitation o...
The federal Residential Clean Energy Credit (IRC Section 25D) provides a 30% non-refundable income tax credit for qualif...
The Energy Efficient Home Improvement Credit (IRC Section 25C) provides a 30% annual tax credit on qualifying home energ...
The IRS Volunteer Income Tax Assistance (VITA) program provides free federal and state tax preparation for households ea...
My First Texas Home provides 30-year fixed-rate mortgages with down payment and closing cost assistance of up to 5% of t...
DHAP provides forgivable deferred-payment down payment assistance of up to $60,000 (High Opportunity areas) or $50,000 (...
The HEESOP allows Oncor-approved trade allies (contractors) to earn incentives for installing qualifying energy efficien...
Whole Home Dallas is a free City program that educates and connects Dallas residents to existing weatherization, energy ...
The Dallas Central Appraisal District (DCAD) administers all property tax exemptions for Dallas County, including homest...
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The AYBR Program provides one-time grants of up to $22,500 to households with a Person with a Disability who need home m...
The Veterans Home Improvement Program offers below-market interest rate loans to qualified Texas veterans and active-dut...
The Home Sweet Texas Home Loan Program provides 30-year fixed-rate mortgage loans combined with down payment assistance ...
The Texas Ramp Project is a nonprofit that builds free custom wheelchair ramps for low-income individuals with disabilit...
CPS Energy's Casa Verde program provides free weatherization improvements, including insulation, air sealing, solar scre...
The Texas GLO 2024 Disasters Homeowner Assistance Program provides repair and reconstruction assistance to owner-occupie...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
Texas Workforce Commission Child Care Services provides financial assistance for child care to low-income families. Elig...
Dallas ISD and community partners administer Head Start and Early Head Start programs serving thousands of low-income fa...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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51 programs are currently listed for Dallas, including City of Dallas, Major Systems Repair Program (MSRP), City of Dallas, Emergency Home Rehabilitation (EHR), City of Dallas, Dallas Tomorrow Fund (DTF).
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dallas, 38 programs do not require repayment, 5 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.