Find grants, rebates, forgivable loans, and free programs for Nashville, TN, filtered to your situation.
As of June 2026, 47 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nashville, TN, with individual awards up to $989,000. 12 programs target seniors, 6 serve veterans, and 16 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 30 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 7 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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MDHA offers 0% interest deferred loans up to $20,000 for qualifying Davidson County homeowners to address health and saf...
MDHA's Accessibility Program provides 0% interest deferred loan funding up to $20,000 specifically for modifications tha...
MDHA's dedicated Roof Program provides 0% interest deferred loans for roof repair or replacement on owner-occupied homes...
MDHA's HVAC Replacement Program provides 0% interest deferred loans for heating and air conditioning system replacement ...
MDHA's Window Program offers 0% interest deferred loans for energy-efficient window replacement in owner-occupied Davids...
MDHA administers the federally funded Weatherization Assistance Program for Davidson County, providing free energy effic...
Nashville's Barnes Housing Trust Fund funds owner-occupied home rehabilitation through nonprofit sponsors including The ...
MDHA's CDBG Rental Rehabilitation Program assists Davidson County property owners who wish to rehabilitate rental proper...
THDA's Emergency Repair Program provides non-repayable grants up to $24,999 to elderly (60+) or disabled Tennessee homeo...
United Cerebral Palsy of Middle Tennessee coordinates statewide wheelchair ramp construction for individuals with mobili...
Nashville Metro Action Commission administers LIHEAP, which provides one-time energy bill assistance of $174-$750 to Dav...
Nashville's Metropolitan Action Commission provides free weatherization services to low-income households with income at...
Nashville Electric Service, in partnership with TVA, provides free deep energy retrofits to limited-income NES customers...
TVA EnergyRight offers rebates of $500-$1,500 for NES customers who install qualifying energy-efficient HVAC systems, he...
Rebuilding Together Nashville's Safe & Healthy Home Improvement Program (SHHIP) provides free critical home repairs to l...
Westminster Home Connection is a Nashville faith-based ministry that provides free critical home repairs and mobility mo...
Habitat for Humanity of Greater Nashville partners with low-income families to build and purchase affordable homes with ...
THDA administers HUD HOME Investment Partnerships funds for homeowner rehabilitation statewide, partnering with local go...
The USDA Section 504 Home Repair Loan provides loans up to $40,000 at 1% fixed interest for very-low-income homeowners i...
The USDA Section 504 Home Repair Grant provides up to $10,000 (up to $15,000 in presidentially declared disaster areas) ...
The VA Specially Adapted Housing (SAH) grant provides up to $126,526 (FY 2026) to veterans and service members with qual...
The VA Special Housing Adaptation (SHA) grant provides up to $25,350 (FY 2026) to veterans with qualifying permanent ser...
The VA Home Improvements and Structural Alterations (HISA) grant provides up to $6,800 for medically necessary home modi...
The FHA 203(k) Standard Renovation Loan allows homebuyers and existing homeowners to finance major renovation costs with...
The FHA Title 1 Property Improvement Loan is a government-backed loan for home repairs and improvements up to $25,000 fo...
Tennessee reimburses qualifying homeowners for part or all of their paid property taxes through the Property Tax Relief ...
Nashville's Property Tax Freeze program allows qualifying homeowners age 65 and older to freeze the property tax amount ...
FEMA's Hazard Mitigation Grant Program funds flood elevation, storm hardening, acquisition, and other mitigation project...
HUD's Lead Hazard Reduction Grant Program funds local governments and nonprofit organizations to eliminate lead-based pa...
Tennessee received DOE conditional approval for the Inflation Reduction Act Home Electrification and Appliance Rebates (...
The Housing Fund, Inc. is a Nashville-based Community Development Financial Institution (CDFI) offering affordable home ...
United Way of Greater Nashville operates free Volunteer Income Tax Assistance (VITA) sites across Nashville for househol...
MDHA administers HUD Community Development Block Grant - Disaster Recovery (CDBG-DR) funds for Nashville homeowners affe...
The Tennessee Historic Preservation Fund Grant, administered by the Tennessee Historical Commission, provides competitiv...
The federal Residential Clean Energy Credit provides a 30% income tax credit for qualifying solar panel installations, b...
United Cerebral Palsy of Middle Tennessee provides free wheelchair ramp construction and minor home accessibility modifi...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
THDA's Great Choice Plus program provides a 0%, deferred second mortgage of up to $7,500 for down payment and closing co...
Tennessee Career Centers in Nashville provide WIOA-funded Individual Training Accounts and comprehensive employment serv...
Nashville HIRE connects residents to job training, career pathways, and employment opportunities in high-growth sectors ...
Tennessee's Child Care Certificate Program (CCCP) helps low-income working families pay for child care. Eligible familie...
Metro Nashville Public Schools and community organizations administer Head Start and Early Head Start programs in Davids...
The SBA Tennessee District Office in Nashville serves small businesses throughout Tennessee. Programs include SBA Microl...
Pathway Lending is an SBA-approved Community Development Financial Institution (CDFI) and microlender based in Nashville...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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47 programs are currently listed for Nashville, including MDHA Homeowner Rehabilitation Program, MDHA Accessibility Program, MDHA Roof Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Nashville, 30 programs do not require repayment, 7 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.