Find grants, rebates, forgivable loans, and free programs for Austin, TX, filtered to your situation.
As of June 2026, 58 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Austin, TX, with individual awards up to $350,000. 17 programs target seniors, 10 serve veterans, and 29 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 36 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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GO REPAIR! addresses inadequate housing conditions to ensure safe, accessible homes for Austin residents. Grants of up t...
The Minor Home Repair Grant addresses dangerous conditions, leaking gas pipes, faulty electrical, decaying roofs, collap...
Provides grants to eligible low-income elderly and severely disabled homeowners and renters to modify or retrofit living...
Zero-interest deferred loan to bring homes up to building code, with no monthly payments during the 15-year lien period....
Targeted grant for low-income Austin homeowners who have been accepted into the GO REPAIR! Program and need plumbing rep...
Provides free replacement or repair of private sewer lateral lines for eligible Austin Water customers. Homeowners typic...
Provides no-cost weatherization improvements to Austin Energy customers enrolled in the Customer Assistance Program (CAP...
Whole-home energy efficiency program offering rebates averaging $3,000 when a participating contractor completes at leas...
Rebates for installing a qualifying ENERGY STAR-rated central air conditioning or heat pump system through an Austin Ene...
Austin Energy offers an $800 rebate for installing a new ENERGY STAR certified hybrid heat pump water heater. The existi...
Austin Energy provides a $2,500 bill credit rebate for residential solar PV systems of 3 kW or larger installed by a par...
Austin Energy reimburses $1 per square foot for energy-efficient solar screens installed on home windows through a parti...
Receive a $300 rebate when you install an ENERGY STAR certified variable-speed pool pump through an Austin Energy partic...
Earn a $50 rebate when you purchase and install an eligible smart thermostat, then receive $75 in bill credits annually ...
Austin Energy provides averaging $750 in annual rewards for customers who enroll an approved home backup battery in the ...
CAP provides a 10% discount on electric bills plus fee waivers for Austin Energy residential customers at or below 200% ...
Austin Water offers a suite of conservation rebates for residential customers: WaterWise Landscape (up to $3,000 for tur...
Travis County's CDBG-funded program provides free home repairs for low-income homeowners in unincorporated Travis County...
Rebuilding Together Austin provides critical health and safety repairs using volunteer labor and contractor crews at no ...
Austin Habitat for Humanity's Home Repair Program alleviates substandard living conditions for low-income homeowners, pa...
TDHCA's AYBR program provides one-time grants of up to $22,500 to qualified households that include a person with a disa...
DOE-funded weatherization through TDHCA installs energy-saving measures, insulation, caulking, weather-stripping, duct r...
CEAP is Texas's LIHEAP program, providing utility bill payment assistance and energy education to low-income households....
My First Texas Home provides 30-year fixed-rate mortgages paired with down payment and closing cost assistance of up to ...
The VLB Home Improvement Program offers below-market interest rate loans up to $50,000 (2-20 year term) to Texas veteran...
The SAH grant helps veterans with certain severe service-connected disabilities construct or modify a home to accommodat...
The SHA grant assists veterans with specific service-connected disabilities in adapting or purchasing an already-adapted...
HISA provides veterans who need medically necessary home improvements and structural alterations with up to $6,800 (serv...
USDA Section 504 provides very-low-income rural homeowners with 1% interest loans up to $40,000 for 20 years to repair, ...
FHA 203(k) allows homebuyers and existing owners to finance both the purchase/refinance of a home and renovation costs i...
Federal LIHEAP funds distributed through TDHCA as CEAP provide heating and cooling bill assistance, prevent utility shut...
Texas law requires school districts to provide a $100,000 homestead exemption from property taxes. Travis County also of...
Homeowners who are 65+ or certified disabled receive an additional $60,000 school district exemption and Travis County's...
Texas offers tiered property tax exemptions to disabled veterans based on VA-rated disability percentage: 10-29% = $5,00...
IRS-certified volunteers prepare free federal and state tax returns for Austin-area households earning under $69,000 (in...
FEMA's HMGP provides funding to reduce future disaster losses following a Presidential disaster declaration. Homeowners ...
EPA and HUD require lead-based paint hazard assessment and remediation as part of any federally funded home repair work....
TSAHC's Homes for Texas Heroes provides 30-year fixed-rate mortgages with down payment assistance grants of 3-5% of the ...
Austin Water offers free plumbing inspections and identifies leak issues for residential customers. Homeowners with dete...
Meals on Wheels Central Texas administers home repair services as a sub-grantee of the City of Austin's GO REPAIR! progr...
Travis Central Appraisal District provides free assistance to homeowners applying for property tax exemptions including ...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
The AYBR Program provides one-time grants of up to $22,500 to households with a Person with a Disability who need home m...
The Veterans Home Improvement Program offers below-market interest rate loans to qualified Texas veterans and active-dut...
The Home Sweet Texas Home Loan Program provides 30-year fixed-rate mortgage loans combined with down payment assistance ...
The Texas Ramp Project is a nonprofit that builds free custom wheelchair ramps for low-income individuals with disabilit...
CPS Energy's Casa Verde program provides free weatherization improvements, including insulation, air sealing, solar scre...
The Texas GLO 2024 Disasters Homeowner Assistance Program provides repair and reconstruction assistance to owner-occupie...
Free or low-cost HUD-approved housing counseling and homebuyer education. Services include pre-purchase counseling, home...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
Workforce Solutions Capital Area serves Austin and the 10-county Capital Area region with WIOA-funded Individual Trainin...
The SBA San Antonio District Office serves Austin-area small businesses through the Microloan Program, 7(a) loans, and 5...
PeopleFund is a Texas-based nonprofit CDFI and SBA-approved microlender serving Austin-area small businesses. They offer...
Texas Workforce Commission Child Care Services provides financial assistance for child care to low-income families. Elig...
Multiple organizations operate Head Start and Early Head Start programs in Austin and Travis County. The City of Austin ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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58 programs are currently listed for Austin, including GO REPAIR! Grant Program, Minor Home Repair Grant Program, Architectural Barrier Removal Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Austin, 36 programs do not require repayment, 5 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.