Find grants, rebates, forgivable loans, and free programs for Washington, DC, filtered to your situation.
As of June 2026, 44 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Washington, DC, with individual awards up to $202,000. 12 programs target seniors, 7 serve veterans, and 20 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 33 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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DHCD's Single Family Residential Rehabilitation Program provides grants to District homeowners for complete roof replace...
DHCD provides grants up to $30,000 for accessibility modifications under its Single Family Residential Rehabilitation Pr...
DHCD's Lead Safe Washington program provides grants of up to $4,000 to owner-occupied households at or below 80% AMI tha...
DOEE's federally funded Weatherization Assistance Program installs energy-efficiency measures in the homes of income-eli...
LIHEAP provides one-time annual energy bill assistance of $200-$1,800 to income-eligible DC households, based on househo...
UDP provides ongoing monthly discounts on electric (up to $475/yr), gas (up to $276/winter season), and water/sewer bill...
Safe at Home provides free minor home modifications and adaptive equipment to District residents age 60+ or adults with ...
DCSEU offers the richest rebate portfolio in the region, with up to $15,000 per household per fiscal year when switching...
AHEP allows income-qualifying DC households (under 80% AMI) in single-family homes of 4 units or fewer to fully electrif...
Solar for All provides no-cost rooftop solar installations to income-qualified DC homeowners (at or below 80% AMI) with ...
LPRAP covers 100% of the cost to replace private lead, galvanized, or brass water service lines for eligible DC homeowne...
DC's Office of Planning provides grants up to $50,000 to low- and moderate-income homeowners whose primary residence is ...
The DC Homestead Deduction reduces a qualifying owner-occupied property's assessed value by $89,850, lowering annual pro...
DC's Senior Citizen/Disabled Property Tax Relief reduces a qualified homeowner's annual property tax bill by 50%. Applic...
DC reduces the assessed value of a qualifying veteran's primary residence by $445,000, resulting in approximately $3,780...
The VA's Specially Adapted Housing grant provides up to $126,526 (FY2026) to veterans with qualifying severe service-con...
The VA's Special Housing Adaptation grant provides up to $25,350 (FY2026) to veterans or surviving spouses with specific...
The VA's HISA grant provides a lifetime benefit of up to $6,800 to veterans with service-connected conditions and $2,000...
Habitat for Humanity DC & Northern Virginia partners with the DC Department of Aging and Community Living (DACL) to prov...
Rebuilding Together DC-Alexandria provides free critical home repairs to low-income homeowners in Washington, DC using s...
FHA Title I loans allow homeowners to borrow up to $25,000 for home improvements without requiring equity in the home. L...
The FHA 203(k) loan allows homebuyers and owners to finance both the purchase (or refinance) and rehabilitation of a pro...
Pepco's RAD program offers eligible DC electric customers monthly discounts on their electric bills, plus exemption from...
Washington Gas partners with DCSEU to offer DC customers rebates on energy-efficient equipment through the DCSEU rebate ...
DOEE's DC Partnership for Healthy Homes provides holistic home environmental assessments and hazard mitigation for famil...
The DC VA Medical Center assists Veterans in navigating federal housing grants (SAH, SHA, HISA, TRA) and connects them t...
FEMA's HMGP funds projects that reduce or eliminate future disaster losses after a presidentially declared disaster. In ...
HUD's Lead Hazard Reduction grant program funds local governments to reduce lead-based paint hazards in privately owned ...
USDA Section 504 provides loans up to $40,000 (1% interest, 20-year term) and grants up to $10,000 (combined cap $50,000...
IRS-certified volunteers at DC-area VITA sites provide free tax return preparation for households earning under $67,000,...
DCHFA's DC Open Doors program provides deferred subordinate loans for down payment and closing costs to first-time and r...
The EPA's Lead Renovation, Repair and Painting (RRP) Rule requires contractors performing renovation, repair, or paintin...
The 20% Federal Historic Rehabilitation Tax Credit is available to owners of income-producing certified historic structu...
DCSEU offers rebates of up to $100 on ENERGY STAR certified smart thermostats for DC homeowners. Smart thermostats reduc...
DHCD's HPAP provides deferred-payment gap financing loans and closing cost assistance to first-time, low-to-moderate inc...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
DC DOES administers WIOA-funded Individual Training Accounts and career services through American Job Centers in the Dis...
The SBA Washington Metropolitan Area District Office serves small businesses in DC and the greater metro area with SBA 7...
DC's Department of Small and Local Business Development (DSLBD) administers the DC Main Streets program, commercial dist...
DC's Child Care Subsidy Program (CCSP) provides financial assistance to eligible DC residents to help pay for child care...
Washington DC's OSSE administers Head Start and Early Head Start through community-based organizations. DC also offers u...
DC DHCD's Emergency Repair Program provides assistance to income-qualified homeowners for urgent health and safety repai...
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Housing Counseling Services Inc. (H...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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44 programs are currently listed for Washington, including SFRRP, Roof Repair Grant, SFRRP, Accessibility Improvement Grant, Lead Safe Washington (LSW) Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Washington, 33 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.