Find grants, rebates, forgivable loans, and free programs for Atlanta, GA, filtered to your situation.
As of June 2026, 49 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Atlanta, GA, with individual awards up to $718,750. 17 programs target seniors, 10 serve veterans, and 24 require no income limit.
Data last verified 2026-04-03. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 29 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 7 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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Provides up to $30,000 in forgivable loans for health and safety repairs to owner-occupied homes citywide (excluding Wes...
Provides up to $60,000 in forgivable loans to legacy homeowners in the Westside TAD neighborhoods of Vine City, English ...
The City of Atlanta's Department of Grants and Community Development (DGCD) administers Community Development Block Gran...
Provides grants and deferred payment loans to eligible homeowners in Fulton County and the City of Atlanta to repair hea...
Provides forgivable loans up to $14,000 (plus $2,000 for ADA items like grab bars and accessible toilets) to seniors 62+...
Provides up to $20,000 in critical home repairs as a 5-year forgivable loan to income-qualified homeowners in select Atl...
Provides free critical home repairs to low-income seniors, veterans, and persons with disabilities living in the City of...
Provides free critical home repairs to seniors, veterans, and disabled homeowners in Greater Metro Atlanta with incomes ...
Provides free interior plumbing repairs and high-flow fixture replacements to income-eligible Atlanta Water customers to...
Provides up to $5,000 in free energy-saving home improvements to income-qualified Georgia Power customers whose househol...
Provides rebates on electric appliances and home electrification improvements for low-to-moderate income households (und...
Provides rebates based on whole-home energy savings achieved through qualifying improvements such as insulation, air sea...
Provides rebates on qualifying high-efficiency natural gas appliances for customers within the Atlanta Gas Light service...
Provides rebates for switching from electric or propane appliances to natural gas. Full heat pump system conversion earn...
Provides 0% interest deferred down payment assistance loans to first-time homebuyers (or those who haven't owned a home ...
Provides 0% interest deferred second mortgage loans of up to $22,500 (7.5% of sales price, whichever is less) to assist ...
Provides up to $20,000 in assistance to eligible homebuyers purchasing within the City of Atlanta, usable for down payme...
Combines down payment/closing cost assistance of up to $20,000 with a home renovation mortgage loan for buyers purchasin...
Provides free weatherization improvements to low-income households at or below 200% of the Federal Poverty Guidelines, w...
Provides financial assistance to income-eligible households to help pay heating and cooling utility bills. Fulton County...
Provides up to $126,526 (FY 2026) to veterans and service members with certain service-connected disabilities to build o...
Provides up to $25,350 (FY 2026) to veterans with qualifying service-connected disabilities to adapt their home for inde...
Provides up to $6,800 lifetime for service-connected disabilities (or $2,000 for non-service-connected) for medically ne...
Provides loans (up to $40,000 at 1% fixed interest over 20 years) and grants (up to $10,000 lifetime, age 62+ only) to v...
FHA-insured home improvement loans up to $25,000 for single-family homes, available through HUD-approved lenders. Loans ...
Combines a home purchase or refinance loan with renovation financing into a single FHA-insured mortgage. Standard 203(k)...
New for 2026: Fulton County voters approved landmark senior homestead exemptions taking effect this year. Homeowners age...
All Georgia homeowners who occupy their home as a primary residence are entitled to a standard homestead exemption of $2...
Qualifying disabled veterans and their surviving spouses are exempt from all Georgia ad valorem property taxes (state, c...
Provides a 25% Georgia state income tax credit on qualifying rehabilitation expenses up to $100,000 for owner-occupied p...
Provides free installation of up to 3 smoke alarms to households in Georgia that lack working detectors, as part of the ...
Provides funding through state and local governments to reduce future disaster losses following a Presidential Disaster ...
Provides financing through water utilities and GEFA's Drinking Water State Revolving Fund for lead service line inventor...
Georgia residents age 62 or older may claim a $10,000 exemption from assessed value for educational (school) ad valorem ...
Fulton County provides a $50,000 homestead exemption for residents age 65+ on county property taxes with no income requi...
Provides up to $20,000 toward down payment and/or closing costs (fully forgiven after 5 years) to homebuyers purchasing ...
Provides down payment and closing cost assistance in the Perry Bolton Tax Allocation District of Atlanta. Households at ...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
The Housing Choice Voucher (Section 8) program provides rental assistance to eligible low-income families, seniors, and ...
Free tax preparation services through the IRS Volunteer Income Tax Assistance (VITA) program. Certified volunteers prepa...
WorkSource Atlanta administers WIOA Title I Adult and Dislocated Worker programs for Fulton County residents, providing ...
The SBA Georgia District Office in Atlanta supports small businesses through the Microloan Program, 7(a) loans, and 504 ...
Invest Atlanta, the City of Atlanta's economic development authority, offers small business financing through the Atlant...
Atlanta homeowners can claim the federal 30% Solar ITC on their installation costs. Georgia Power offers a Clean Energy ...
Georgia's Childcare and Parent Services (CAPS) program provides child care subsidies to low-income working families and ...
Sheltering Arms and other agencies operate Head Start and Early Head Start programs throughout Atlanta and Fulton County...
Atlanta provides emergency home repair assistance to income-qualified homeowners through its CDBG-funded Emergency Repai...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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49 programs are currently listed for Atlanta, including Invest Atlanta, Atlanta Heritage Owner-Occupied Rehab, Invest Atlanta, Westside Heritage Owner-Occupied Rehab, City of Atlanta CDBG Home Repair Program.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Atlanta, 29 programs do not require repayment, 7 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.