Homeowners Home Improvement Grants

San Diego, CA

56 programs

SDHC Housing Rehabilitation Program — Home Repair Grant — Up to $15,000 grant for emergency/accessibility repairs
SDHC ADU Finance Program — Up to $250,000 construction-to-permanent loan at 1%–4% fixed
SDHC First-Time Homebuyer Program — Low Income — Up to 19% of purchase price (max ~$125,000 loan) + $10,000 closing cost grant

See all San Diego, CA programs →

New York City, NY

53 programs

NYC HPD HomeFix 2.0 — Up to $150,000
NYC HPD Emergency Repair Program — Varies by repair
NYC Lead Hazard Reduction & Healthy Homes Program — Approximately $20,000 per unit

See all New York City, NY programs →

Austin, TX

52 programs

GO REPAIR! Grant Program — Up to $20,000
Minor Home Repair Grant Program — Up to $7,500
Architectural Barrier Removal Program — Up to $20,000

See all Austin, TX programs →

Cleveland, OH

51 programs

Repair-A-Home (RAH) — 0–3% interest loan; 50% forgiven after 5 yrs
Senior Homeowner Assistance Program (SHAP) — One critical repair (grant, no repayment)
Age-Friendly Home Investment Program (AFHIP) — ~$10,000–$11,000 avg per job (ward-allocated)

See all Cleveland, OH programs →

Buffalo, NY

51 programs

HOCN CDBG Housing Repair Program — Conditional grants & no-interest loans
BURA Target Streets Rehab Program — Full or partial conditional grants + 0% loans
HOCN West Side Home Repair Program — Conditional grants — limited funding

See all Buffalo, NY programs →

Syracuse, NY

51 programs

Syracuse Neighborhood Block Challenge Program — Up to $2,500 per household
SHARP Emergency Home Repair Grant — Up to $3,000
Urgent Care Home Repair Program — Up to $20,000 (loan/grant combo)

See all Syracuse, NY programs →

Sacramento, CA

50 programs

SHRA Home Repair Program (HRP) — Up to $10,000
SHRA Lead Hazard Reduction Grant Program — Up to $10,000 per unit
Justice for Neighbors Emergency Home Repair Program — Up to $15,000 per household

See all Sacramento, CA programs →

Milwaukee, WI

49 programs

STRONG Homes Loan Program — Up to $25,000
TIN Home Rehabilitation Loan — Up to $40,000 total ($15,000 forgivable)
TIN Down Payment Grant — Up to $7,000 (CDBG area) or $5,000

See all Milwaukee, WI programs →

Indianapolis, IN

49 programs

City of Indianapolis CDBG Home Repair — Up to $25,000
INHP Home Repair Loan — Up to $35,000
IHCDA Next Home Down Payment Assistance — Up to 3.5% of purchase price

See all Indianapolis, IN programs →

Boston, MA

49 programs

Boston HomeWorks Green Loan Program — Up to $70,000
Boston HomeWorks Home Equity Loan Program (HomeWorks HELP) — Up to $50,000 (3–4 family)
Boston Senior Home Repair Loan — Up to $12,000

See all Boston, MA programs →

Rochester, NY

48 programs

City of Rochester Housing Rehabilitation Program — Up to $40,000
City of Rochester Owner-Occupant Roof Program — Up to $35K (1-family) / $45K (2-family)
Rochester Lead Hazard Control Program — Up to $35,000

See all Rochester, NY programs →

Newark, NJ

48 programs

Live Newark Facade Improvement Program — Up to $20,000
Newark CDBG Neighborhood Rehabilitation Program — Up to $40,000
Newark Lead & Healthy Homes Abatement Grant — Up to $25,000

See all Newark, NJ programs →

Minneapolis, MN

47 programs

Minneapolis Home Improvement Deferred Loan — Up to $75,000
Minneapolis Lead Hazard Control Grant — 100% cost of lead remediation
MN Housing Fix Up Loan — Up to $75,000

See all Minneapolis, MN programs →

Columbus, OH

47 programs

Critical Home Repair Program — Up to $20,000
Emergency Repair Program — Up to $10,000
Lead Safe Columbus — Up to $11,400

See all Columbus, OH programs →

Chicago, IL

47 programs

Chicago Home Repair Program — Up to $30,000
Emergency Heating Repair Program — Up to $15,000
Lead Safe Chicago / Lead Abatement Assistance — Up to $15,000

See all Chicago, IL programs →

Las Vegas, NV

47 programs

City of Las Vegas SHIFT Program (Safe Home Improvements Funding & Training) — Varies — funded through federal CDBG allocation
City of Las Vegas Housing Rehabilitation Program — Varies by household need and available funding
City of Las Vegas Older Adults Home Modification Program — Up to $5,000

See all Las Vegas, NV programs →

Omaha, NE

46 programs

City of Omaha Exterior Repair Program (ERP) — 0% interest loan (amount varies)
City of Omaha Homeowner Rehabilitation Program — Deferred 0% loan
City of Omaha Emergency Repair Program — Free (very low income)

See all Omaha, NE programs →

Pittsburgh, PA

46 programs

URA Homeowner Assistance Program — Up to $35,000 grant
OwnPGH Homeownership Program — Up to $90,000 grant
URA Down Payment & Closing Cost Assistance — Up to $7,500 (below 80% AMI) or $5,000 (80-115% AMI)

See all Pittsburgh, PA programs →

Dayton, OH

46 programs

City of Dayton CDBG Home Repair Program — Varies — forgivable loan/grant for critical repairs
Dayton Home Repair Network (DHRN) — Universal Application — Free critical repairs (varies by organization)
Dayton Home Repair Revolving Loan Program — Forgivable 5-year loan — exterior home repairs

See all Dayton, OH programs →

Philadelphia, PA

46 programs

Basic Systems Repair Program (BSRP) — Up to $25,000 in free repairs
Weatherization Assistance Program (WAP) — Up to ~$8,000 in free weatherization
Adaptive Modifications Program (AMP) — Up to $20,000 in free modifications

See all Philadelphia, PA programs →

Jacksonville, FL

46 programs

City of Jacksonville Emergency Repair Program (ERP) — Up to $12,000
City of Jacksonville Limited Repair Program (LRP) — Up to $55,000
City of Jacksonville Utility Tap-In Program (UTIP) — Up to $55,000

See all Jacksonville, FL programs →

Cincinnati, OH

45 programs

Revive + Thrive Home Repair Loan (Hamilton County) — $5,000 – $25,000
Revive + Thrive Home Repair Loan (City of Cincinnati) — $5,000 – $25,000
The Port / Hamilton County Landbank Home Repair — Up to $15,000

See all Cincinnati, OH programs →

Seattle, WA

45 programs

Seattle HomeWise Home Repair Loan Program — Up to $24,000
Seattle HomeWise Home Repair Grant — Up to $10,000
Seattle HomeWise Weatherization Program — No-cost program (avg. $18,000 value)

See all Seattle, WA programs →

Richmond, VA

43 programs

Richmond Healthy Homes Program — Grant (amount varies by project)
Richmond CDBG Home Rehabilitation — Varies by project scope
Richmond HOME Investment Partnership — Varies — rehabilitation + reconstruction

See all Richmond, VA programs →

San Antonio, TX

43 programs

NHSD Owner-Occupied Rehabilitation Program — Up to $75,000 (deferred forgivable loan)
Minor Home Repair Program — Up to $25,000
Under 1 Roof Program — Full roof replacement (cost varies)

See all San Antonio, TX programs →

Detroit, MI

42 programs

Detroit 0% Interest Home Repair Loan — $5,000 – $25,000 (0% interest, 10-year repayment)
Critical Home Repair Program — 100% free (no cost to homeowner)
Detroit Home Accessibility Program — Free accessibility modifications

See all Detroit, MI programs →

Memphis, TN

42 programs

RRRAP — Residential Repair & Rehab Assistance Pilot — Up to $25,000 (forgivable)
901HELP Memphis Home Empowerment Loan — $5,000 – $25,000 low-interest loan
Habitat Memphis Aging in Place Program — Free (grant, up to ~$20,000)

See all Memphis, TN programs →

Des Moines, IA

41 programs

Invest DSM Block Challenge Grant — Up to $3,333 per household
Invest DSM Homeowner Renovation — 20–50% of project cost
CDBG Pocket Parks — Up to $150,000

See all Des Moines, IA programs →

Baltimore, MD

41 programs

Baltimore City CDBG Home Repair Program — Up to $25,000
Baltimore City Lead Hazard Reduction Program — Up to $20,000
Baltimore City Weatherization Assistance Program — Up to $8,000

See all Baltimore, MD programs →

Denver, CO

41 programs

Denver HOST Single Family Rehabilitation Loan — Up to $50,000
Denver HOST Emergency Home Repair Loan — Up to $10,000
Denver Renter/Homeowner Access Modification Program (RHAMP) — Up to $15,000 grant

See all Denver, CO programs →

St. Louis, MO

40 programs

Healthy Home Repair Program (HHRP) — Avg $18,000 (no stated cap)
M:STL Minor Home Repair Program — Free minor repairs
Senior Minor Home Repair Program — Free (some cost-sharing for contracted work)

See all St. Louis, MO programs →

Akron, OH

40 programs

Akron Home Repair Program — Up to $25,000
Lead Safe Akron Program — Up to $20,000
City of Akron Minor Home Repair (COAMHR) — Up to $10,000

See all Akron, OH programs →

Toledo, OH

40 programs

City of Toledo Home Rescue Program — Up to $50,000
Toledo Rooftops Repair Program — Up to $15,000
Toledo Lead Stabilization Grant Program — Up to $15,000 per unit

See all Toledo, OH programs →

Louisville, KY

40 programs

Louisville Metro CDBG Home Repair — Up to $25,000
Lead-Safe Louisville — Up to $15,000
LMHA Home Preservation Program — Monthly subsidy + repair assistance

See all Louisville, KY programs →

Los Angeles, CA

40 programs

LAHD Handyworker Program — Up to $5,000 grant
LA County Handyworker Grant Program — Up to $9,000 grant
LA County Single-Family Home Improvement Program (SFHIP) — Up to $25,000 deferred loan

See all Los Angeles, CA programs →

Fort Worth, TX

40 programs

Fort Worth Priority Repair Program (PRP) — Critical repairs at no cost (value varies by project)
Tarrant County Home Owner Rehabilitation Program — Major rehabilitation at no cost (value varies)
Trinity Habitat for Humanity — Home Repair Program — Free critical home repairs (value varies)

See all Fort Worth, TX programs →

Kansas City, MO

39 programs

KCMO City Home Repair Program — Up to $10,000 (exterior grant) or $7,500 (interior forgivable loan)
KCMO Targeted Minor Home Repair Program — 2 free repairs (subject to funding)
KCMO Free Paint Program — Free paint and supplies (up to $500 value)

See all Kansas City, MO programs →

Springfield, MO

39 programs

Homeowner Emergency Loan Program (HELP) — Up to $25,000 deferred loan
Restore SGF Block Challenge Grant — Up to $2,500 reimbursement
Restore SGF Healthy Homes for Seniors — Up to $5,000 matching grant

See all Springfield, MO programs →

Tulsa, OK

38 programs

City of Tulsa Emergency Repair Grant — Up to $7,500 grant
City of Tulsa Rehabilitation Loan Program — Forgivable loan up to $25,000
Tulsa Lead Hazard Control Program — Free lead hazard removal

See all Tulsa, OK programs →

San Francisco, CA

34 programs

SF Senior Home Repair Program (SHRP) — Up to $50,000 forgivable loan
SF Homeowner Emergency Loan Program (HELP) — Up to $50,000 deferred no-interest loan
MOHCD Property Rehabilitation Loan Program — Loan amount varies by project scope

See all San Francisco, CA programs →

Dallas, TX

27 programs

Oncor – Home Energy Efficiency Rebates (Take a Load Off Texas) — Up to $3,500 for HVAC; varies by measure
Oncor – Low-Income Weatherization Program — Free weatherization upgrades
Texas CEAP / LIHEAP – Comprehensive Energy Assistance Program — Utility bill assistance; amount varies

See all Dallas, TX programs →

Houston, TX

16 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
DOE Weatherization Assistance Program (WAP) — Average $5,000–$10,000 in services per household

See all Houston, TX programs →

Phoenix, AZ

11 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
DOE Weatherization Assistance Program (WAP) — Average $5,000–$10,000 in services per household

See all Phoenix, AZ programs →

Charleston, SC

11 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Charleston, SC programs →

Madison, WI

11 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Madison, WI programs →

Grand Rapids, MI

11 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Grand Rapids, MI programs →

Oklahoma City, OK

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Oklahoma City, OK programs →

Raleigh, NC

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Raleigh, NC programs →

Virginia Beach, VA

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Virginia Beach, VA programs →

Tucson, AZ

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Tucson, AZ programs →

Hartford, CT

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Hartford, CT programs →

Providence, RI

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Providence, RI programs →

St. Paul, MN

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all St. Paul, MN programs →

Honolulu, HI

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Honolulu, HI programs →

Anchorage, AK

10 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Anchorage, AK programs →

Portland, OR

9 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Portland, OR programs →

Orlando, FL

9 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Orlando, FL programs →

New Orleans, LA

9 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all New Orleans, LA programs →

Albuquerque, NM

9 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Albuquerque, NM programs →

Salt Lake City, UT

9 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Salt Lake City, UT programs →

Birmingham, AL

9 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Birmingham, AL programs →

Baton Rouge, LA

9 programs

FEMA Hazard Mitigation Grant Program (HMGP) — Varies — no individual cap; projects typically $10K–$200K+
FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit

See all Baton Rouge, LA programs →

Miami, FL

8 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Miami, FL programs →

Nashville, TN

8 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Nashville, TN programs →

Charlotte, NC

8 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all Charlotte, NC programs →

San Jose, CA

8 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs

See all San Jose, CA programs →

Tampa, FL

8 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
EPA / WIIN Act Lead Service Line Replacement — Varies — full line replacement cost covered in many programs
American Red Cross Home Fire Campaign — Free Smoke Alarms — Free — up to 3 smoke alarms installed at no cost

See all Tampa, FL programs →

Atlanta, GA

6 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD Lead Hazard Control & Healthy Homes — Varies by jurisdiction — typically $5,000–$15,000 per unit
American Red Cross Home Fire Campaign — Free Smoke Alarms — Free — up to 3 smoke alarms installed at no cost

See all Atlanta, GA programs →

Washington, DC

6 programs

FEMA Increased Cost of Compliance (ICC) Coverage — Up to $30,000
HUD CDBG Home Repair Programs — Varies by city — typically $5,000–$25,000
American Red Cross Home Fire Campaign — Free Smoke Alarms — Free — up to 3 smoke alarms installed at no cost

See all Washington, DC programs →

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